Sales 2025 by Business Segment

Sales 2025 by Geography

Historical Breakdown of Revenue by Business Segments

Operating Income: Breakdown by Business Segment

Breakdown by Business Segment (CNY)
Fiscal Period: December 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025

Diversified Commercial Banks

          

Corporate Banking

- 263B 285B 343B 307B

Total Assets

12,437B 14,683B 17,204B 19,464B 21,248B

CAPEX

-18.22B -13.26B -17.39B -20.1B -19.07B

EBT

141B 166B 187B 245B 207B

D&A

10.45B 10.54B 11.03B 10.92B 10.25B

Operating Income

141B 166B 187B 245B 207B

Personal Banking

317B 321B 271B 223B 265B

Total Assets

8,399B 8,658B 8,983B 9,029B 9,380B

CAPEX

-19.03B -16.62B -21.02B -24.47B -24.9B

EBT

196B 198B 150B 98.71B 142B

D&A

10.9B 13.27B 13.14B 12.73B 12.78B

Operating Income

196B 198B 150B 98.71B 142B

Investment Funds

          

Treasury Operations

102B 69.55B 93.05B 91.21B 92.41B

Total Assets

14,087B 15,992B 18,229B 20,084B 22,621B

CAPEX

-5.87B -3.5B -4.45B -5.53B -6.67B

EBT

85.33B 52.74B 77.16B 75.27B 71.13B

D&A

3.37B 2.78B 2.82B 2.98B 3.54B

Operating Income

85.33B 52.74B 77.16B 75.27B 71.13B

Claim Processors

          

Others

3.82B 5.01B 6.28B 2.47B 1.96B

Total Assets

169B 174B 177B 155B 124B

CAPEX

-215M -139M -173M -212M -251M

EBT

3.35B 5.7B 7.38B 2.96B 4.61B

D&A

125M 111M 108M 112M 130M

Operating Income

477M 1.27B 2.36B -1.56B -161M

Corporate

235B - - - -

Total Assets

79.26B 102B 105B 90.05B 104B

Geographical Revenue Distribution History

Geographical breakdown of sales (CNY)
Fiscal Period: December 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025

Bohai Rim

102B 133B 143B 142B 144B

Total Assets

5,187B 6,065B 6,681B 7,247B 8,087B

D&A

3.94B 3.97B 3.93B 3.92B 3.84B

CAPEX

-3.71B -2.93B -3.29B -3.19B -2.79B

EBT

64.38B 95.09B 104B 103B 103B

Operating Income

64.38B 95.09B 104B 103B 103B

Yangtze River Delta

119B 135B 133B 119B 122B

Total Assets

8,249B 9,419B 10,215B 12,435B 14,825B

D&A

3.41B 3.95B 4.09B 4.14B 4.09B

CAPEX

-4.64B -3.58B -3.12B -3.15B -2.98B

EBT

83.92B 98.13B 95.94B 80.72B 83.83B

Operating Income

83.92B 98.13B 95.94B 80.72B 83.83B

Western China

104B 101B 110B 94.36B 93.55B

Total Assets

4,553B 5,174B 5,743B 6,270B 6,909B

D&A

4.04B 4.21B 4.19B 4.08B 3.94B

CAPEX

-4.62B -3.55B -2.94B -2.92B -3.25B

EBT

65.48B 61.84B 70.82B 55.68B 54.13B

Operating Income

65.48B 61.84B 70.82B 55.68B 54.13B

Head Office

90.41B 30.62B 10.35B 58.99B 92.95B

Total Assets

8,145B 8,069B 8,503B 7,841B 6,423B

D&A

3.91B 4.53B 4.72B 4.4B 4.44B

CAPEX

-6.09B -3.76B -4.12B -5.49B -5.48B

EBT

58.03B 257M -16.38B 32.14B 64.56B

Operating Income

58.03B 257M -16.38B 32.14B 64.56B

Central China

80.32B 94.18B 91.88B 83.13B 81.94B

Total Assets

3,787B 4,397B 4,946B 5,406B 6,184B

D&A

3.36B 3.51B 3.62B 3.61B 3.56B

CAPEX

-4.1B -3.29B -2.93B -2.4B -3.16B

EBT

47.12B 60.08B 57.56B 49.37B 47.75B

Operating Income

47.12B 60.08B 57.56B 49.37B 47.75B

Overseas and Other

63.33B 55.02B 56.02B 66.99B 57.99B

Total Assets

4,100B 4,366B 4,256B 5,754B 4,871B

D&A

2.16B 2.37B 2.22B 2.33B 2.56B

CAPEX

-14.82B -12.51B -23.2B -29.7B -30.13B

EBT

45.02B 35.6B 38.33B 46.26B 37.57B

Operating Income

42.15B 31.17B 33.31B 41.74B 32.8B

Pearl River Delta

85.75B 86.48B 87.28B 70.72B 51.34B

Total Assets

5,871B 6,584B 6,994B 7,718B 9,125B

D&A

2.58B 2.7B 2.8B 2.78B 2.68B

CAPEX

-3.84B -2.8B -2.54B -2.62B -2.12B

EBT

59.7B 59.69B 60.16B 43.88B 24.44B

Operating Income

59.7B 59.69B 60.16B 43.88B 24.44B

Northeastern China

14.18B 24.93B 24.45B 24.6B 23.08B

Total Assets

1,333B 1,470B 1,597B 1,696B 1,837B

D&A

1.45B 1.47B 1.54B 1.48B 1.59B

CAPEX

-1.5B -1.1B -882M -850M -976M

EBT

1.26B 11.88B 11.21B 11.05B 8.74B

Operating Income

1.26B 11.88B 11.21B 11.05B 8.74B

Eliminations

-69M -68M -58M -33M -138M

Total Assets

-6,133B -6,035B -4,344B -5,635B -4,888B

EBT

- - - - -

Operating Income

- - - - -

Total Assets

79.26B 102B 105B 90.05B 104B