Business Segments DelfinGroup AS

Stocks

End-of-day quote Nasdaq Riga Other stock markets 2026-07-27			5-day change	1st Jan Change
1.500 ^LVL	0.00%		-0.99%	+16.46%

07-14	Delfingroup as Announces Private Placement of EUR 5,000,000 Subordinated Unsecured Notes	CI
06-15	DelfinGroup AS Approves Extraordinary Dividend for the First Quarter Ended March 31, 2026, Payable on 29 June 2026	CI

Breakdown by Business Segment (EUR)

Fiscal Period: December	2021	2022	2023	2024	2025
Personal Credit Agencies
Consumer Loans	12.43M	19.33M	26.7M	34.64M	43.77M
Total Assets	43.56M	65.72M	90.62M	111M	151M
Interest Expense	-3.2M	-4M	-7.5M	-9.65M	-11.8M
Income Tax Expense	847K	940K	1.19M	1.4M	2.51M
EBT	4.5M	5.27M	5.95M	6.75M	10.17M
D&A	370K	-	-	-	-
Operating Income	7.7M	9.27M	13.45M	16.4M	21.97M
Pawn Loans	9.18M	5.48M	6.27M	7.15M	7.9M
Total Assets	8.51M	8.39M	9.8M	10.96M	7.53M
Interest Expense	-618K	-487K	-735K	-884K	-662K
Income Tax Expense	106K	258K	346K	390K	255K
EBT	563K	1.44M	1.73M	1.88M	1.97M
D&A	768K	-	-	-	-
Operating Income	1.18M	1.93M	2.46M	2.77M	2.63M
Other Activities	56.75K	1.06K	2.9K	-	-
Total Assets	-	1.45K	2.6K	7.73K	-
Interest Expense	-12.69K	-	-	-	-
Income Tax Expense	25.83K	5.08K	7.69K	25.08K	-
EBT	137K	28.44K	38.35K	121K	-
Operating Income	150K	28.44K	38.35K	121K	-
Net Income	-	-	-	-	-
Non-Secured Loans	-	-	-	-	-
Interest Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
D&A	-	-	-	-	-
Net Income	-	-	-	-	-
Secured Loans	-	-	-	-	-
Interest Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
D&A	-	-	-	-	-
Net Income	-	-	-	-	-
Sale of Pledges Taken over	-	-	-	-	-
Interest Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
EBT	-	-	-	-	-
D&A	-	-	-	-	-
Net Income	-	-	-	-	-
Housewares Stores
Retail of Pre-Owned Goods	-	6.29M	8.87M	10.25M	13.81M
Total Assets	-	3.05M	4.63M	5.07M	4.22M
Interest Expense	-	-179K	-346K	-377K	-298K
Income Tax Expense	-	92.74K	115K	86.69K	35.25K
EBT	-	519K	575K	419K	272K
Operating Income	-	698K	920K	796K	570K
Credit Agencies
Consumer Lending to Individuals	-	-	-	-	-
Interest Expense	-	-	-	-	-
Income Tax Expense	-	-	-	-	-
Total Assets	-	-	-	-	-
CAPEX	-	-	-	-	-
EBT	-	-	-	-	-
D&A	-	-	-	-	-
Net Income	-	-	-	-	-

Geographical breakdown of sales (EUR)

Fiscal Period: December	2021	2022	2023	2024	2025
Latvia	21.63M	24.95M	31.16M	36.94M	75.39M
Total Assets	52.06M	77.16M	105M	127M	-
Interest Expense	-1.62M	-4.67M	-8.58M	-10.91M	-
Income Tax Expense	979K	1.3M	1.66M	1.9M	-
D&A	1.06M	1.03M	1.09M	1.46M	-
CAPEX	-549K	-704K	-441K	-416K	-
Net Income	4.22M	5.96M	6.63M	7.28M	-
EBT	5.2M	7.26M	8.29M	9.17M	-
Lithuania	-	-	-	-	2.85M