Sales 2025 by Business Segment

Sales 2025 by Geography

Historical Breakdown of Revenue by Business Segments

Operating Income: Breakdown by Business Segment

Breakdown by Business Segment (SGD)
Fiscal Period: December 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025

Jewelry Stores

          

Retail

178M 265M 407M 511M 727M

Total Assets

109M 271M 268M 351M 397M

Interest Expense

-666K -1.97M -5.98M -7.36M -7.17M

CAPEX

-899K -730K -2.35M -5.71M -3.9M

EBT

8.76M 16.49M 13.85M 20.94M 58.19M

D&A

1.73M 5.61M 17.04M 21.39M 24.15M

Operating Income

9.42M 18.25M 19.19M 27.91M 65.27M

Personal Credit Agencies

          

Pawnbroking

87.16M 96.25M 126M 70.48M 149M

Total Assets

380M 422M 472M 582M 739M

Interest Expense

-5.17M -8.71M -17.25M -19.74M -19.17M

CAPEX

-1.82M -1.64M -1.28M -3.01M -2.83M

EBT

7.98M 8.97M 13.4M 24.29M 42.32M

D&A

11.83M 11.14M 9.73M 10.37M 10.69M

Operating Income

13.14M 17.68M 30.64M 44.03M 61.49M

Secured Lending

2.08M 2.12M 729K 6M 11.5M

Total Assets

23.3M 10.28M 12.87M 211M 382M

Interest Expense

-816K -1.02M -509K -106K -936K

CAPEX

- - - -1K -3K

EBT

845K 380K -283K 861K 1.43M

D&A

- - - 108K 187K

Operating Income

1.66M 1.4M 226K 910K 2.34M

Elimination

-41.13M -44.75M -62.18M - -56.65M

Total Assets

-218M -211M -192M -301M -379M

Interest Expense

1.1M 1.41M 4.34M 4.19M 7.56M

EBT

-14.68M -16.04M -7.69M -28.19M -21.2M

D&A

- - - - -108K

Operating Income

-14.68M -16.04M -7.87M -28.32M -22.62M

Total Assets

- - - - -

Real Estate Operators And Lessors

          

Operating Income

17.82M 17.02M 10.64M 34.89M 28.55M

D&A

953K 1.51M 3.67M 3.18M 3.29M

EBT

14.68M 12.01M 4.43M 27.33M 21.77M

CAPEX

-22.54M -61K -878K -2.07M -26.96M

Interest Expense

-4.61M -7.12M -10.32M -11.49M -12.95M

Total Assets

288M 333M 360M 397M 461M

Geographical Revenue Distribution History

Geographical breakdown of sales (SGD)
Fiscal Period: December 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025

Singapore

212M 300M 451M 532M 729M

Total Assets

125M 227M 219M 246M 228M

Interest Expense

- - - - -

Income Tax Expense

- - - - -

D&A

- - - - -

CAPEX

- - - - -

Net Income

- - - - -

EBT

- - - - -

Others

- 19.2M 21M 55.76M 102M

Total Assets

- 2.14M 7.04M 12.52M 37.71M

Malaysia

2.33M - - - -

Total Assets

1.74M - - - -

Ireland

1.71M - - - -

Hong Kong

5.22M - - - -

Total Assets

2.87M - - - -

Australia

4M - - - -

Total Assets

3.6M - - - -