Sales 2025 by Business Segment

Sales 2025 by Geography

Historical Breakdown of Revenue by Business Segments

Operating Income: Breakdown by Business Segment

Breakdown by Business Segment (SGD)
Fiscal Period: December 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025

Jewelry Stores

          

Retail

141M 391M 441M 527M 727M

Total Assets

211M 340M 343M 376M 431M

Interest Expense

-1.49M -3.42M -6.58M -7.85M -7.18M

CAPEX

-2.98M -9.84M -5.56M -5.9M -3.9M

EBT

20.81M 31.26M 17.84M 28.08M 67.09M

D&A

16.02M 18.48M 19.63M 22.77M 24.15M

Operating Income

18.9M 32.5M 19.28M 32.95M 65.25M

Personal Credit Agencies

          

Financial Service

226M 98.38M 126M 134M 160M

Total Assets

582M 432M 485M 793M 1.12B

Interest Expense

-10.16M -9.73M -17.76M -19.85M -20.1M

CAPEX

-25.26M -1.64M -1.28M -3.02M -2.83M

EBT

17.58M 9.35M 13.11M 25.16M 41.69M

D&A

14.51M 11.14M 9.73M 10.48M 10.89M

Operating Income

27.66M 19.07M 30.86M 44.94M 61.76M

Land Sub Dividers And Developers

          

Real Estate

51.98M 61.35M 94.73M 75.06M 45.72M

Total Assets

743M 660M 545M 471M 424M

Interest Expense

-23.91M -24.17M -26.8M -19.93M -11.97M

CAPEX

-5.98M -6.22M -4.35M -6.52M -3.03M

EBT

-30.39M -34.34M -48.38M -24.57M -41.51M

D&A

233K 286K 629K 896K 1.15M

Operating Income

-7.68M -10.47M -21.32M -4.46M -31.54M

Elimination

-6M -44.75M -62.18M -57.37M -56.65M

Total Assets

-668M -909M -863M -929M -967M

Interest Expense

18.15M 19.32M 22.74M 12.96M 11.4M

CAPEX

- - - - -

EBT

-13.35M -104M -6.71M -27.3M -16.92M

D&A

- - - - -108K

Operating Income

-13.23M -104M -6.89M -27.43M -18.34M

EBT

-266K -266K -266K -257K -253K

Operating Income

-266K -266K -266K -257K -253K

Total Assets

- - - - -

Real Estate Operators And Lessors

          

Others

4.5M - - - -

Total Assets

749M 1.09B 1.09B 1.07B 1.08B

Interest Expense

-19.2M -24.92M -24.9M -15.67M -16.49M

CAPEX

-679K -380K -877K -2.07M -26.96M

EBT

12.19M 94.74M 5.87M 29.78M 15.72M

D&A

2.44M 3.35M 3.95M 3.2M 3.29M

Operating Income

15.43M 100M 7.06M 30.53M 19.95M

Geographical Revenue Distribution History

Geographical breakdown of sales (SGD)
Fiscal Period: December 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025

Singapore

320M 393M 452M 547M 729M

Total Assets

272M 280M 271M 269M 289M

Malaysia

2.58M 7.02M 24.66M 33.75M 59.06M

Total Assets

86.59M 86.45M 91.84M 109M 112M

Europe and Others

- 34.57M 32.06M 37.45M 45.11M

Total Assets

- 11.01M 13.7M 26.25M 24.94M

Australia

55.58M 63.4M 85.09M 57.69M 41.83M

Total Assets

80.8M 63.83M 37.83M 5.02M 792K

Greater China

- 7.78M 6.04M 2.62M 1.26M

Total Assets

- 2.13M 1.06M 973K 240K

China

9K - - - -

Total Assets

1.56M - - - -

Ireland

1.71M - - - -

Hong Kong

5.81M - - - -

Total Assets

3.17M - - - -

Germany

31.58M - - - -

Total Assets

6.3M - - - -