Business Segments Ameris Bancorp

Stocks

Market Closed - NYSE 16:00:02 2026-09-04 EDT			5-day change	1st Jan Change
86.05 ^USD	+0.26%		+0.54%	+15.86%

07-24	Ameris Bancorp, Q2 2026 Earnings Call, Jul 24, 2026
07-23	Ameris Bancorp Q2 Adjusted Earnings, Revenue Rise	MT

Breakdown by Business Segment (USD)

Fiscal Period: December	2021	2022	2023	2024	2025
National and State Commercial Banks
Banking	-	-	-	753M	841M
Total Assets	-	-	-	18.95B	19.94B
Interest Expense	-	-	-	-271M	-188M
Income Tax Expense	-	-	-	83.5M	93.74M
EBT	-	-	-	315M	400M
Net Income	-	-	-	231M	307M
Banking (Excl. SBA)	560M	676M	649M	-	-
Total Assets	17.54B	17.85B	18.04B	-	-
Interest Expense	7.63M	17.82M	-214M	-	-
Income Tax Expense	64.45M	75.37M	61.65M	-	-
EBT	238M	304M	232M	-	-
Net Income	173M	229M	170M	-	-
Small Business Administration (SBA)	63.82M	21.34M	8.94M	-	-
Total Assets	419M	256M	250M	-	-
Interest Expense	-5.06M	-5.13M	-10.51M	-	-
Income Tax Expense	11.94M	2.98M	648K	-	-
EBT	56.84M	14.17M	3.09M	-	-
Net Income	44.91M	11.19M	2.44M	-	-
	-	-	-	-	841M
Regional Commercial Banks
Retail Mortgage	362M	249M	216M	264M	222M
Total Assets	4.23B	4.74B	4.92B	4.83B	4.66B
Interest Expense	-47.42M	-76.34M	-124M	-142M	-155M
Income Tax Expense	30.2M	17.36M	16.48M	23.62M	16.2M
EBT	144M	82.69M	78.47M	112M	77.14M
Net Income	114M	65.32M	61.99M	88.85M	60.94M
	-	-	-	-	31.49M
Premium Finance	30.12M	35.26M	33.27M	35.57M	42.63M
Total Assets	910M	1.19B	1.17B	1.5B	1.75B
Interest Expense	-1.54M	-12.42M	-49.77M	-67.03M	-71.3M
Income Tax Expense	4.49M	4.69M	4.03M	4.52M	5.74M
EBT	18.86M	22.77M	19.81M	22.34M	28.04M
Net Income	14.37M	18.08M	15.78M	17.82M	22.29M
Warehouse Lending	40.52M	32.34M	27.75M	30.71M	31.49M
Total Assets	761M	1.02B	825M	983M	1.17B
Interest Expense	-1.38M	-16.79M	-47.27M	-48.49M	-42.78M
Income Tax Expense	8.12M	6.16M	5.02M	5.53M	5.92M
EBT	38.66M	29.34M	23.91M	26.33M	28.21M
Net Income	30.54M	23.18M	18.89M	20.8M	22.28M
	-	-	-	-	42.63M
	-	-	-	-	222M

Geographical breakdown of sales (USD)

Fiscal Period: December	2021	2022	2023	2024	2025
United States	1.04B	992M	937M	1.08B	1.14B
Total Assets	23.86B	25.05B	25.2B	26.26B	27.52B
Interest Expense	-47.78M	-92.86M	-445M	-529M	-458M
Income Tax Expense	119M	107M	87.83M	117M	122M
D&A	47.93M	50.8M	48.72M	46.73M	38.44M
CAPEX	-25.45M	-13.57M	-17.53M	-13.48M	-20.54M
Net Income	377M	347M	269M	359M	412M
EBT	496M	453M	357M	476M	534M