Valuation Zurich Insurance Group Ltd

Equities

Real-time Estimate Cboe Europe Other stock markets 08:38:56 2026-02-13 EST			5-day change	1st Jan Change
552.70 ^CHF	+0.75%		-3.28%	-7.91%

02-11	ZURICH INSURANCE GROUP : Berenberg gives a Buy rating	ZD
02-10	Insurers Under Pressure: AI Sales Competition via ChatGPT	DP

Data adjusted to current consolidation scope

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Capitalization ¹	55,618	59,458	65,589	64,338	77,582	78,058	78,058	-
Change	-	6.9%	10.31%	-1.91%	20.58%	0.61%	0%	-
Enterprise Value (EV) ¹	58,781	66,796	71,486	70,042	83,093	86,710	89,650	89,650
Change	-	13.64%	7.02%	-2.02%	18.63%	4.35%	3.39%	0%
P/E ratio	15.6x	12.6x	15.1x	16.8x	14.9x	14.7x	14x	13.1x
PBR	1.58x	1.66x	2.66x	2.89x	3.69x	3.63x	3.36x	3.11x
PEG	-	0.4x	-2.06x	-1.6x	0.4x	4.93x	2.72x	1.8x
Capitalization / Revenue	1.24x	1.15x	1.21x	1.3x	1.45x	1.59x	1.51x	1.44x
EV / Revenue	1.31x	1.3x	1.32x	1.42x	1.55x	1.76x	1.73x	1.66x
EV / EBITDA	-	-	-	-	-	-	-	-
EV / EBIT	15.6x	12.6x	12x	10.8x	11.9x	12.6x	12.3x	11.5x
EV / FCF	12.5x	27.4x	17.2x	11.5x	12.8x	18.1x	16.8x	15.2x
FCF Yield	8.02%	3.65%	5.8%	8.72%	7.83%	5.52%	5.96%	6.58%
Dividend per Share ²	20	20.72	22.08	26	28	29.34	31.36	33.35
Rate of return	5.35%	5.17%	4.99%	5.91%	5.2%	5.35%	5.72%	6.08%
EPS ²	23.98	31.68	29.36	26.21	36.14	37.21	39.13	41.98
Distribution rate	83.4%	65.4%	75.2%	99.2%	77.5%	78.8%	80.1%	79.4%
Net sales ¹	44,995	51,493	54,135	49,461	53,559	49,238	51,689	54,120
EBITDA	-	-	-	-	-	-	-	-
EBIT ¹	3,775	5,301	5,934	6,508	6,976	6,899	7,278	7,808
Net income ¹	3,412	4,802	4,234	3,836	5,233	5,134	5,474	5,861
Net Debt ¹	3,163	7,338	5,897	5,704	5,511	8,653	11,592	11,592
Reference price ²	373.50	400.40	442.30	439.60	538.80	548.60	548.60	548.60
Nbr of stocks (in thousands)	148,910	148,496	148,291	146,356	143,990	142,285	142,285	-
Announcement Date	2/10/21	2/10/22	2/9/23	2/22/24	2/20/25	-	-	-

¹CHF in Million²CHF

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
ZURICH INSURANCE GROUP LTD	14.74x	1.76x	-	5.35%	101B
ALLIANZ SE	12.93x	0.85x	-	4.69%	166B
CHUBB LIMITED	13.7x	3.11x	-	1.15%	130B
MARSH & MCLENNAN COMPANIES	18.2x	3.51x	12.24x	2.14%	83.91B
HARTFORD FINANCIAL SERVICES GROUP (THE), INC.	11.5x	1.55x	-	1.52%	39.29B
TALANX AG	11.21x	0.59x	-	3.2%	31.84B
POWSZECHNY ZAKLAD UBEZPIECZE? SPÓLKA AKCYJNA	8.98x	-	-	6.92%	16.82B
UNIPOL ASSICURAZIONI S.P.A.	9.41x	0.69x	-	5.15%	16.44B
ASR NEDERLAND N.V.	14.63x	-	-	5.55%	14.77B
BB SEGURIDADE PARTICIPAÇÕES S.A.	8.52x	-	-	10.71%	14.1B
Average	12.38x	1.72x	12.24x	4.64%	61.43B
Weighted average by Cap.	13.67x	1.95x	12.24x	3.65%