Cash flow Zurich Insurance Group Ltd

Equities

ZURN

CH0011075394

Multiline Insurance & Brokers

Market Closed - Swiss Exchange Other stock markets 11:30:01 2025-07-18 EDT			5-day change	1st Jan Change
559.00 ^CHF	+0.58%		+0.98%	+3.75%

07-19	HSBC renews search for new chair — Financial Times	AN
07-16	ZURICH INSURANCE GROUP : Barclays gives a Neutral rating	ZD

2e3e213565c9517bf47bec7c.N4CtoattnPGUJlrqleZKGWlXAxpKa0FK26rjfAsDfFo.crnP5cIp5bPeCz6Mp58mf1wCdEB_ACQ6idnbEkJgOxF63_fVwiLxm-dqEw

Published financial data: ZURICH INSURANCE GROUP LTD

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2020	2021	2022	2023	2024
Premiums and Annuity Revenues	39.84B	42.93B	44.44B	56B	59.41B
Total Interest And Dividend Income	12.29B	19.44B	-7.32B	13.19B	1.76B
Asset Management Fee	3.7B	4.26B	4.49B	-	-
Gain (Loss) on Sale of Investments, Total (Rev)	2.05B	2.04B	-951M	-696M	1.08B
Non-Insurance Activities Revenues	109M	102M	97M	98M	97M
Other Revenues, Total	961M	1.28B	1.28B	6.1B	6.37B
Total Revenues	58.94B	70.05B	42.04B	74.69B	68.72B
Policy Benefits	35.84B	43.78B	17.54B	50.3B	53.29B
Policy Acquisition / Underwriting Costs, Total	8.56B	9.21B	9.87B	-	-
Selling General & Admin Expenses, Total	8.01B	8.79B	8.66B	3.58B	3.58B
Other Operating Expenses	-	-	-	2.73B	2.86B
Non-Insurance Activities Expenses	802M	285M	-723M	99M	194M
Total Operating Expenses	53.21B	62.08B	35.35B	56.71B	59.93B
Operating Income	5.74B	7.98B	6.68B	17.98B	8.79B
Interest Expense, Total	-399M	-469M	-434M	-11.42B	-440M
Other Non Operating Income (Expenses)	1M	-1M	-	1M	-1M
EBT, Excl. Unusual Items	5.34B	7.5B	6.25B	6.56B	8.35B
Restructuring Charges	-	-	-	-	-
Total Merger & Related Restructuring Charges	-	-	-	-	-
Impairment of Goodwill	-	-	-	-	-
Gain (Loss) on Sale of Assets	57M	-185M	-288M	-104M	114M
Asset Writedown	-	-	-	-	-
EBT, Incl. Unusual Items	5.4B	7.32B	5.96B	6.46B	8.46B
Income Tax Expense	1.32B	1.9B	1.04B	1.74B	2.26B
Earnings From Continuing Operations	4.07B	5.42B	4.92B	4.72B	6.2B
Net Income to Company	4.07B	5.42B	4.92B	4.72B	6.2B
Minority Interest	-238M	-223M	-319M	-366M	-390M
Net Income - (IS)	3.83B	5.2B	4.6B	4.35B	5.81B
Net Income to Common Incl Extra Items	3.83B	5.2B	4.6B	4.35B	5.81B
Net Income to Common Excl. Extra Items	3.83B	5.2B	4.6B	4.35B	5.81B
Per Share Items
Net EPS - Basic	25.85	34.99	31.01	29.95	40.48
Basic EPS - Continuing Operations	25.85	34.99	31.01	29.95	40.48
Basic Weighted Average Shares Outstanding	148M	149M	148M	145M	144M
Net EPS - Diluted	25.56	34.66	30.77	29.73	40.15
Diluted EPS - Continuing Operations	25.56	34.66	30.77	29.73	40.15
Diluted Weighted Average Shares Outstanding	150M	150M	150M	146M	145M
Normalized Basic EPS	20.89	30.05	24.17	25.72	33.63
Normalized Diluted EPS	20.66	29.77	23.98	25.52	33.35
Dividend Per Share	22.61	24.13	25.96	30.88	30.9
Payout Ratio	80.33	61.5	76.49	89.11	71.48
American Depositary Receipts Ratio (ADR)	0.05	0.05	0.05	0.05	0.05
Supplemental Items
EBITDA	5.97B	8.25B	6.94B	18.23B	9.03B
EBITA	5.86B	8.12B	6.82B	18.1B	8.92B
EBIT	5.74B	7.98B	6.68B	17.98B	8.79B
EBITDAR	6.01B	8.29B	6.98B	18.26B	9.07B
Total Revenues (As Reported)	59B	69.87B	41.75B	-	-
Effective Tax Rate - (Ratio)	24.52	25.89	17.44	26.96	26.71
Total Current Taxes	1.41B	1.25B	1.47B	1.95B	1.98B
Total Deferred Taxes	-89M	646M	-434M	-209M	278M
Normalized Net Income	3.1B	4.47B	3.59B	3.74B	4.83B
Interest on Long-Term Debt	49M	43M	37M	42M	42M
Non-Cash Pension Expense	42M	29M	20M	-41M	39M
Supplemental Operating Expense Items
Marketing Expenses	609M	694M	636M	510M	470M
General and Administrative Expenses	8.01B	8.79B	8.66B	-	-
Net Rental Expense, Total	37M	42M	35M	31M	35M
Imputed Operating Lease Interest Expense	7.45M	8.97M	6.92M	172M	7.76M
Imputed Operating Lease Depreciation	29.55M	33.03M	28.08M	-141M	27.24M
Stock-Based Comp., Other (Total)	187M	279M	246M	317M	288M
Total Stock-Based Compensation	187M	279M	246M	317M	288M

Fiscal Period: December	2020	2021	2022	2023	2024
Assets
Investment In Debt Securities	155B	138B	97.28B	97.53B	110B
Investment In Equity and Preferred Securities, Total	14.82B	14.08B	9.68B	135M	146M
Trading Asset Securities, Total	13.23B	12.49B	10.44B	22.15B	22.88B
Real Estate Owned	14.75B	14.07B	14.8B	13.68B	11.73B
Mortgage Loans	5.78B	6.11B	5.5B	4.32B	4.05B
Total Other Investments	-	-	649M	1.72B	2.66B
Total investments	203B	185B	138B	140B	152B
Cash And Equivalents	10.67B	8.32B	7.15B	6.91B	6.46B
Reinsurance Recoverable - (IS)	32.49B	33.18B	34.05B	21.94B	21.45B
Other Receivables - (Insurance Template)	18.54B	16.8B	13.52B	5.5B	5.48B
Deferred Policy Acquisition Costs - (BS)	20.02B	20.45B	20.71B	-	-
Separate Account Assets	135B	142B	122B	141B	149B
Gross Property Plant And Equipment	4.78B	4.56B	4.44B	4.46B	4.24B
Accumulated Depreciation	-2.08B	-2.12B	-2.21B	-2.37B	-2.37B
Net Property Plant And Equipment	2.7B	2.44B	2.22B	2.09B	1.87B
Goodwill	4.09B	4.34B	4.42B	4.54B	4.8B
Other Intangibles, Total	4.84B	6.76B	6.76B	6.99B	6.63B
Restricted Cash	440M	376M	407M	373M	306M
Other Current Assets, Total	3.4B	12.39B	23.27B	25.05B	2.37B
Deferred Tax Assets Long-Term (Collected)	1.31B	1.2B	2.18B	1.7B	1.7B
Deferred Charges Long-Term	426M	441M	431M	-	-
Other Long-Term Assets, Total	2.12B	2.01B	2.33B	5.61B	6.67B
Total Assets	439B	436B	378B	361B	358B
Liabilities
Accrued Expenses, Total	2.99B	3.32B	3.62B	1.26B	1.26B
Insurance And Annuity Liabilities	198B	178B	142B	217B	231B
Unearned Premiums	18.72B	19.91B	22.12B	-	-
Reinsurance Payable - (BS)	910M	970M	857M	504M	437M
Current Portion of Long-Term Debt	282M	572M	348M	971M	300M
Current Portion of Leases	235M	225M	192M	203M	194M
Short-Term Borrowings	895M	1.38B	1.14B	1.09B	1.29B
Long-Term Debt	13.49B	14.54B	13.55B	12.48B	12.42B
Long-Term Leases	1.85B	1.65B	1.51B	1.46B	1.34B
Trust Preferred Securities (BS)	-	-	-	-	-
Separate Account Liability	136B	143B	123B	59.81B	65.9B
Current Income Taxes Payable	770M	622M	721M	1.03B	1.23B
Other Current Liabilities - (Brok / FS / Ins. / REIT Template)	2.96B	11.9B	22.49B	25.11B	2B
Unearned Revenue Non Current	5.37B	5.12B	4.56B	-	-
Pension & Other Post Retirement Benefits	2.93B	1.9B	1.32B	1.64B	1.19B
Deferred Tax Liability Non-Current	5.14B	5.15B	2.89B	2.3B	2.45B
Other Non Current Liabilities	8.62B	7.74B	9.46B	9.81B	9.96B
Total Liabilities	399B	397B	350B	335B	331B
Common Stock, Total	11M	11M	11M	10M	10M
Additional Paid In Capital	1.44B	1.45B	1.16B	1.33B	1.41B
Retained Earnings	39.02B	41.71B	42.86B	32.84B	33.82B
Comprehensive Income and Other	-2.19B	-5.29B	-17.4B	-9.32B	-9.77B
Total Common Equity	38.28B	37.88B	26.63B	24.86B	25.47B
Minority Interest	1.57B	1.29B	1.28B	1.42B	1.47B
Total Equity	39.85B	39.17B	27.91B	26.28B	26.94B
Total Liabilities And Equity	439B	436B	378B	361B	358B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	148M	148M	148M	144M	142M
ECS Total Common Shares Outstanding	148M	148M	148M	144M	142M
Book Value / Share	257.77	255.45	180.53	172.65	179.02
Tangible Book Value	29.35B	26.78B	15.46B	13.33B	14.04B
Tangible Book Value Per Share	197.63	180.58	104.77	92.59	98.67
Total Debt	16.75B	18.37B	16.74B	16.21B	15.55B
Net Debt	6.09B	10.05B	9.59B	9.31B	9.09B
Debt Equivalent of Unfunded Proj. Benefit Obligation	1.7B	212M	-453M	-70M	-407M
Debt Equivalent Oper. Leases	296M	336M	280M	248M	280M
Minority Interest, Total (Incl. Fin. Div)	1.57B	1.29B	1.28B	1.42B	1.47B
Equity Method Investments, Total	43M	68M	92M	135M	146M
Account Code - Inventory Valuation	3	3	3	3	3
Land - (BS)	-	-	-	-	-
Buildings, Total	-	-	-	-	-
Machinery, Total	1.39B	1.35B	1.32B	1.37B	1.29B
Full Time Employees	52.93K	-	60K	60K	-
Assets on Operating Lease - Gross	-	-	-	-	-
Assets on Operating Lease - Accumulated Depreciation	-	-	-	-	-

Fiscal Period: December	2020	2021	2022	2023	2024
Net Income	3.83B	5.2B	4.6B	4.35B	5.81B
Depreciation, Depletion & Amortization	347M	349M	311M	378M	309M
Amortization of Goodwill and Intangible Assets - (CF)	127M	146M	140M	116M	129M
Total Depreciation, Depletion & Amortization	474M	495M	451M	494M	438M
Amortization of Deferred Charges, Total	300M	288M	321M	347M	357M
(Gain) Loss On Sale of Asset - (CF)	-57M	185M	288M	104M	-114M
(Gain) Loss on Sale of Investments - (CF)	-8.26B	-14.92B	14.61B	-12.39B	-16.3B
Total Asset Writedown	104M	25M	8M	11M	116M
Deferred Policy Acquisition Costs - (CF)	-627M	-889M	-886M	-	-
Amort. Of Deferred Policy Acq. Costs - (CF)	33M	41M	24M	-	-
Restructuring Activities	-	-	-	-	-
(Income) Loss On Equity Investments - (CF)	-3M	4M	4M	-2M	3M
Change in Accounts Receivable	609M	-2.06B	-2.06B	-825M	6.91B
Reinsurance Recoverable - (CF)	-2.1B	-336M	-234M	-1.36B	217M
Reinsurance Payable - (CF)	-87M	79M	-104M	-	-
Change in insurance Reserves / Liabilities	10.64B	17.16B	-8.93B	12.46B	9.41B
Change in Other Net Operating Assets (Collected)	-273M	1.1B	-286M	-1.26B	-903M
Other Operating Activities	1.12B	-3.21B	-2.74B	5.42B	1.65B
Cash from Operations	5.7B	3.17B	5.08B	7.34B	7.6B
Capital Expenditure	-552M	-576M	-572M	-418M	-370M
Sale of Property, Plant, and Equipment	60M	155M	54M	57M	9M
Cash Acquisitions	-26M	-2.45B	-328M	-734M	-1.08B
Divestitures	8M	16M	155M	-	115M
Investment in Marketable and Equity Securities, Total	13M	-36M	-	-37M	-80M
Other Investing Activities, Total	1M	1M	-	-	-
Cash from Investing	-496M	-2.89B	-691M	-1.13B	-1.4B
Long-Term Debt Issued, Total	2.02B	2.66B	2.55B	544M	728M
Total Debt Issued	2.02B	2.66B	2.55B	544M	728M
Long-Term Debt Repaid, Total	-1.24B	-967M	-3.29B	-1.41B	-1.32B
Total Debt Repaid	-1.24B	-967M	-3.29B	-1.41B	-1.32B
Issuance of Common Stock	-	-	-	-	-
Repurchase of Common Stock	-214M	-455M	-770M	-2.02B	-1.31B
Common Dividends Paid	-3.08B	-3.2B	-3.52B	-3.88B	-4.16B
Common & Preferred Stock Dividends Paid	-3.08B	-3.2B	-3.52B	-3.88B	-4.16B
Other Financing Activities, Total	-152M	-335M	-246M	-239M	-311M
Cash from Financing	-2.67B	-2.29B	-5.27B	-7B	-6.37B
Foreign Exchange Rate Adjustments	666M	-386M	-290M	278M	-382M
Miscellaneous Cash Flow Adjustments	-	1M	-	1M	-
Net Change in Cash	3.2B	-2.4B	-1.18B	-510M	-555M
Supplemental Items
Cash Interest Paid	928M	955M	890M	534M	507M
Cash Income Tax Paid (Refund)	1.41B	1.49B	1.47B	1.66B	1.7B
Net Debt Issued / Repaid	774M	1.7B	-736M	-863M	-596M
Levered Free Cash Flow	3.38B	3.4B	-5.01B	-8.49B	4.27B
Unlevered Free Cash Flow	3.63B	3.7B	-4.74B	-1.35B	4.55B
Change In Net Working Capital	400M	1.82B	9.39B	13.33B	1.66B

Fiscal Period: December	2020	2021	2022	2023	2024
Profitability
Return on Assets	0.85	1.14	1.03	3.23	1.53
Return on Total Capital	6.63	8.73	8.18	26.08	12.93
Return On Equity %	10.66	13.73	14.67	17.73	23.32
Return on Common Equity	10.46	13.66	14.27	17.22	23.1
Margin Analysis
Gross Profit Margin %	23.31	23.94	36.51	32.52	22.16
SG&A Margin	13.58	12.55	20.61	4.8	5.2
EBITDA Margin %	10.13	11.78	16.51	24.4	13.15
EBITA Margin %	9.95	11.59	16.23	24.23	12.98
EBIT Margin %	9.73	11.38	15.9	24.07	12.79
Income From Continuing Operations Margin %	6.91	7.74	11.71	6.32	9.03
Net Income Margin %	6.5	7.43	10.95	5.83	8.46
Net Avail. For Common Margin %	6.5	7.43	10.95	5.83	8.46
Normalized Net Income Margin	5.26	6.38	8.53	5	7.03
Levered Free Cash Flow Margin	5.73	4.86	-11.93	-11.36	6.22
Unlevered Free Cash Flow Margin	6.15	5.28	-11.28	-1.81	6.62
Asset Turnover
Asset Turnover	0.14	0.16	0.1	0.21	0.19
Fixed Assets Turnover	22.08	27.25	18.04	34.6	34.71
Receivables Turnover (Average Receivables)	13.8	16.31	9.61	110.34	90.9
Short Term Liquidity
Current Ratio	1.41	1.33	1.48	2.44	5.86
Quick Ratio	0.65	0.51	0.47	1.03	3.44
Operating Cash Flow to Current Liabilities	0.11	0.06	0.09	0.21	0.72
Days Sales Outstanding (Average Receivables)	26.53	22.38	37.99	3.31	4.03
Average Days Payable Outstanding	141.3	117.48	133.27	5.38	4.97
Long Term Solvency
Total Debt/Equity	42.04	46.89	59.97	61.7	57.73
Total Debt / Total Capital	29.6	31.92	37.49	38.16	36.6
LT Debt/Equity	38.5	41.33	53.94	53.07	51.1
Long-Term Debt / Total Capital	27.1	28.14	33.72	32.82	32.39
Total Liabilities / Total Assets	90.93	91.01	92.61	92.73	92.48
EBIT / Interest Expense	14.38	17	15.4	1.57	19.98
EBITDA / Interest Expense	15.56	18.06	16.44	1.62	20.98
(EBITDA - Capex) / Interest Expense	14.18	16.83	15.12	1.58	20.14
Total Debt / EBITDA	2.7	2.17	2.35	0.88	1.68
Net Debt / EBITDA	0.98	1.19	1.34	0.5	0.98
Total Debt / (EBITDA - Capex)	2.96	2.33	2.55	0.9	1.76
Net Debt / (EBITDA - Capex)	1.08	1.27	1.46	0.52	1.03
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	-18.23	18.84	-39.99	27.38	7.83
Gross Profit, 1 Yr. Growth %	-7.25	22.03	-8.47	101.16	14.29
EBITDA, 1 Yr. Growth %	-16.63	38.14	-15.87	193.49	24.38
EBITA, 1 Yr. Growth %	-16.64	38.51	-15.97	197.05	25.07
EBIT, 1 Yr. Growth %	-15.6	39.03	-16.19	200.82	25.3
Earnings From Cont. Operations, 1 Yr. Growth %	-7.12	33.23	-9.27	9.75	31.52
Net Income, 1 Yr. Growth %	-7.55	35.68	-11.51	9.76	33.62
Normalized Net Income, 1 Yr. Growth %	-17.6	44.2	-19.71	19.56	29.29
Diluted EPS Before Extra, 1 Yr. Growth %	-7.69	35.6	-11.22	12.19	35.05
Net Property, Plant and Equip., 1 Yr. Growth %	2.66	-9.94	-8.66	-5.98	-10.76
Accounts Receivable, 1 Yr. Growth %	-3.37	5.27	6.89	-14.2	32.41
Total Assets, 1 Yr. Growth %	8.55	-0.79	-13.32	7.74	-0.93
Common Equity, 1 Yr. Growth %	9.35	-1.04	-29.69	-3.2	2.46
Tangible Book Value, 1 Yr. Growth %	10.84	-8.75	-42.28	-9.78	5.31
Cash From Operations, 1 Yr. Growth %	16.73	-44.45	60.37	45.68	3.51
Capital Expenditures, 1 Yr. Growth %	-26.6	4.35	-0.69	-21.87	-11.48
Levered Free Cash Flow, 1 Yr. Growth %	-34.22	0.73	-247.37	-41.65	-150.36
Unlevered Free Cash Flow, 1 Yr. Growth %	-32.65	1.89	-228.34	-90.54	-155.47
Dividend Per Share, 1 Yr. Growth %	9.46	6.76	7.55	18.96	0.07
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	11.74	-1.42	-15.55	3.26	8.25
Gross Profit, 2 Yr. CAGR %	1.66	6.39	5.69	20.35	12.31
EBITDA, 2 Yr. CAGR %	0.25	7.32	7.81	48.63	20.61
EBITA, 2 Yr. CAGR %	0.84	7.46	7.88	49.27	21.01
EBIT, 2 Yr. CAGR %	1.79	8.33	7.95	50.15	21.28
Earnings From Cont. Operations, 2 Yr. CAGR %	1.19	11.24	9.94	-6.75	20.14
Net Income, 2 Yr. CAGR %	1.58	12	9.57	-8.54	21.11
Normalized Net Income, 2 Yr. CAGR %	2.51	9.01	7.6	-8.56	24.33
Diluted EPS Before Extra, 2 Yr. CAGR %	1.46	11.88	9.72	-7.38	23.09
Net Property, Plant and Equip., 2 Yr. CAGR %	61.51	-3.85	-9.31	-7.33	-8.4
Accounts Receivable, 2 Yr. CAGR %	0.76	0.87	6.07	-62.82	6.59
Total Assets, 2 Yr. CAGR %	5.41	3.78	-7.27	-8.94	3.31
Common Equity, 2 Yr. CAGR %	12.6	4.03	-16.59	-18.99	-0.41
Tangible Book Value, 2 Yr. CAGR %	14.24	0.57	-27.43	-29.44	-2.53
Cash From Operations, 2 Yr. CAGR %	13.98	-19.47	-5.61	52.29	22.8
Capital Expenditures, 2 Yr. CAGR %	-30.78	-12.48	1.8	-14.81	-16.84
Levered Free Cash Flow, 2 Yr. CAGR %	-1.15	-18.6	21.84	57.93	-45.79
Unlevered Free Cash Flow, 2 Yr. CAGR %	-1.1	-17.16	14.35	-39.57	-43.53
Dividend Per Share, 2 Yr. CAGR %	8.2	8.1	7.15	13.11	9.11
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	-2.73	14.06	-16.45	8.21	-0.64
Gross Profit, 3 Yr. CAGR %	2.31	8.04	1.18	20.91	-3.16
EBITDA, 3 Yr. CAGR %	-0.13	11.56	-1.04	45.05	3.07
EBITA, 3 Yr. CAGR %	0.11	12.09	-1	45.6	3.18
EBIT, 3 Yr. CAGR %	0.68	12.94	-0.55	46.35	3.3
Earnings From Cont. Operations, 3 Yr. CAGR %	7.16	10.9	3.93	5.02	4.57
Net Income, 3 Yr. CAGR %	8.47	11.87	3.54	4.31	3.78
Normalized Net Income, 3 Yr. CAGR %	1.64	14.86	-1.55	6.43	2.63
Diluted EPS Before Extra, 3 Yr. CAGR %	8.7	11.76	3.58	5.17	5.02
Net Property, Plant and Equip., 3 Yr. CAGR %	41.19	32.93	-5.48	-8.21	-8.49
Accounts Receivable, 3 Yr. CAGR %	0.64	2.25	2.84	-47.4	-43.22
Total Assets, 3 Yr. CAGR %	1.34	3.3	-2.27	-6.3	-6.35
Common Equity, 3 Yr. CAGR %	5	7.86	-8.71	-13.4	-12.39
Tangible Book Value, 3 Yr. CAGR %	4.89	6	-16.42	-23.13	-19.36
Cash From Operations, 3 Yr. CAGR %	3.07	-10.3	1.31	8.81	33.9
Capital Expenditures, 3 Yr. CAGR %	1.36	-20.63	-8.72	-8.85	-13.72
Levered Free Cash Flow, 3 Yr. CAGR %	14.16	-0.53	-0.79	35.95	7.9
Unlevered Free Cash Flow, 3 Yr. CAGR %	12.8	-0.11	-4.15	-28.08	7.17
Dividend Per Share, 3 Yr. CAGR %	6.97	7.72	7.92	10.95	8.59
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	-0.54	0.79	-8.08	9.61	-0.95
Gross Profit, 5 Yr. CAGR %	2.04	4.73	3.65	12.81	0.55
EBITDA, 5 Yr. CAGR %	7.57	6.19	2.97	25.13	4.75
EBITA, 5 Yr. CAGR %	8.04	6.47	3.15	25.7	4.87
EBIT, 5 Yr. CAGR %	8.76	6.8	3.52	26.57	5.29
Earnings From Cont. Operations, 5 Yr. CAGR %	14.75	9.29	8.27	3.47	7.19
Net Income, 5 Yr. CAGR %	15.79	10.13	8.91	3.21	6.99
Normalized Net Income, 5 Yr. CAGR %	10.49	7.9	3.98	4.84	5.13
Diluted EPS Before Extra, 5 Yr. CAGR %	15.7	10.17	9.11	3.67	7.71
Net Property, Plant and Equip., 5 Yr. CAGR %	18.86	20.65	18.28	15.07	-6.66
Accounts Receivable, 5 Yr. CAGR %	1.08	2.19	2.79	-31.78	-28.55
Total Assets, 5 Yr. CAGR %	2.84	2.65	-2.19	-1.78	-2.42
Common Equity, 5 Yr. CAGR %	4.19	4.32	-4.23	-3.81	-6.16
Tangible Book Value, 5 Yr. CAGR %	3.62	2.6	-9.48	-9.93	-11.91
Cash From Operations, 5 Yr. CAGR %	1.77	16.54	-0.5	10.85	9.26
Capital Expenditures, 5 Yr. CAGR %	-4.03	-4.23	1.54	-18.35	-13.22
Levered Free Cash Flow, 5 Yr. CAGR %	13.75	-4.68	17.17	19.68	-3.6
Unlevered Free Cash Flow, 5 Yr. CAGR %	12.17	-4.23	13.42	-18.3	-3.32
Dividend Per Share, 5 Yr. CAGR %	5.89	7.6	7.04	9.84	8.39