Cash flow Sagicor Financial Company Ltd.

Equities

SFC

BM78669Q1007

Multiline Insurance & Brokers

Delayed Toronto S.E. Other stock markets 09:51:36 2025-07-08 EDT			5-day change	1st Jan Change
8.150 ^CAD	+1.24%		-7.32%	+32.96%

06-26	Sagicor Financial Company Ltd., Q1 2025 Earnings Call, May 14, 2025
06-20	Sagicor Financial Company Ltd. authorizes a Buyback Plan.	CI

985eab437f3b1afaf711c9efd.-DgBtCu4lVe1ssXENgjVWIqJdh6b3LksGU4fzAAJAG4.ylBU12_s8jCG4L2JAVnjAcjGQCzrt_9OLytKtHl8VBq9S3veZM3FPsPkrg

Published financial data: SAGICOR FINANCIAL COMPANY LTD.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2020	2021	2022	2023	2024
Premiums and Annuity Revenues	1.4B	1.71B	2.05B	863M	1.45B
Total Interest And Dividend Income	334M	430M	406M	536M	-819M
Gain (Loss) on Sale of Assets, Total (Rev)	-2.99M	87K	-	-	-
Gain (Loss) on Sale of Investments, Total (Rev)	-15.7M	51.32M	-83.88M	2.32M	1.25B
Other Revenues, Total	130M	149M	176M	130M	153M
Total Revenues	1.85B	2.34B	2.55B	1.53B	2.04B
Policy Benefits	1.18B	1.49B	1.6B	791M	1.28B
Policy Acquisition / Underwriting Costs, Total	121M	136M	137M	-	3.99M
Depreciation & Amortization - (IS) - (Collected)	39.56M	32.7M	30.95M	-	25.22M
Selling General & Admin Expenses, Total	341M	350M	393M	-	143M
Provision For Loan Losses - (Ins. / REIT / Utility Templates)	-9.8M	639K	-4.52M	-3.94M	-6.86M
Salaries And Other Employee Benefits	-	-	-	-	139M
Other Operating Expenses	10.3M	10.23M	14.09M	325M	6.17M
Total Operating Expenses	1.7B	2.02B	2.18B	1.12B	1.61B
Operating Income	148M	328M	361M	410M	430M
Interest Expense, Total	-42.89M	-44.46M	-102M	-155M	-233M
Income (Loss) on Equity Invest.	-34.96M	7.4M	6.11M	-	-
Currency Exchange Gains (Loss)	4.08M	9.39M	-4.52M	-	-
Other Non Operating Income (Expenses)	-46.13M	-44.94M	-148K	-	-
EBT, Excl. Unusual Items	28.1M	255M	261M	254M	197M
Total Merger & Related Restructuring Charges	-	-	-	-	-16.5M
Impairment of Goodwill	-	-	-	-29.3M	-
Gain (Loss) on Sale of Assets	-	-	-	-	-
Asset Writedown	-598K	-588K	175K	-	-
Other Unusual Items	-1.26M	10.71M	1.68M	448M	9.6M
EBT, Incl. Unusual Items	26.24M	265M	263M	673M	190M
Income Tax Expense	42.73M	68.26M	93.3M	89.2M	61.78M
Earnings From Continuing Operations	-16.49M	197M	169M	584M	128M
Earnings Of Discontinued Operations	-	-	-	-	-
Net Income to Company	-16.49M	197M	169M	584M	128M
Minority Interest	12.88M	-63.92M	-53.87M	-52.17M	-30.87M
Net Income - (IS)	-3.6M	133M	116M	532M	97.47M
Preferred Dividend and Other Adjustments	-	-	-	-	-
Net Income to Common Incl Extra Items	-3.6M	133M	116M	532M	97.47M
Net Income to Common Excl. Extra Items	-3.6M	133M	116M	532M	97.47M
Per Share Items
Net EPS - Basic	-0.02	0.92	0.81	3.74	0.7
Basic EPS - Continuing Operations	-0.02	0.92	0.81	3.74	0.7
Basic Weighted Average Shares Outstanding	148M	145M	143M	142M	140M
Net EPS - Diluted	-0.02	0.91	0.8	3.67	0.68
Diluted EPS - Continuing Operations	-0.02	0.91	0.8	3.67	0.68
Diluted Weighted Average Shares Outstanding	150M	147M	145M	145M	144M
Normalized Basic EPS	0.21	0.66	0.76	0.75	0.66
Normalized Diluted EPS	0.2	0.65	0.75	0.74	0.64
Dividend Per Share	0.22	0.22	0.22	0.22	0.24
Payout Ratio	-923.16	24.44	27.82	6.01	30.96
Supplemental Items
EBITDA	169M	347M	379M	421M	442M
EBITA	150M	330M	364M	412M	432M
EBIT	148M	328M	361M	410M	430M
Total Revenues (As Reported)	1.88B	2.36B	2.54B	-	-
Effective Tax Rate - (Ratio)	162.83	25.72	35.51	13.25	32.49
Total Current Taxes	52.56M	54.32M	47.25M	45.18M	45.64M
Total Deferred Taxes	-10.34M	13.64M	45.71M	43.62M	15.63M
Normalized Net Income	30.45M	95.6M	109M	107M	92.26M
Interest on Long-Term Debt	44.31M	44.53M	36.69M	34.61M	44.32M
Non-Cash Pension Expense	3.49M	-1.48M	-723K	-2.99M	-1.5M
Supplemental Operating Expense Items
General and Administrative Expenses	341M	350M	393M	-	143M
Stock-Based Comp., Other (Total)	9.38M	7.49M	6.95M	8.46M	7.75M
Total Stock-Based Compensation	9.38M	7.49M	6.95M	8.46M	7.75M

Fiscal Period: December	2020	2021	2022	2023	2024
Assets
Investment In Debt Securities	4.27B	5.28B	5.66B	953M	1B
Investment In Equity and Preferred Securities, Total	167M	55.78M	61.31M	68.38M	69.4M
Trading Asset Securities, Total	1.07B	1.22B	1.14B	13.64B	14.28B
Real Estate Owned	125M	157M	187M	187M	144M
Mortgage Loans	393M	426M	594M	775M	865M
Policy Loans	151M	154M	160M	-	-
Total Other Investments	184M	278M	147M	283M	260M
Total investments	6.36B	7.57B	7.94B	15.91B	16.62B
Cash And Equivalents	360M	360M	368M	487M	442M
Reinsurance Recoverable - (IS)	716M	631M	545M	3.21B	2.89B
Other Receivables - (Insurance Template)	638M	633M	773M	748M	833M
Separate Account Assets	-	-	-	492M	447M
Gross Property Plant And Equipment	401M	415M	324M	349M	362M
Accumulated Depreciation	-135M	-148M	-145M	-153M	-167M
Net Property Plant And Equipment	267M	267M	179M	196M	195M
Goodwill	58.39M	57M	74.97M	45.02M	44.76M
Other Intangibles, Total	37.48M	32.1M	30.34M	48.14M	43.31M
Restricted Cash	79.64M	78.14M	80.07M	95.56M	100M
Other Current Assets, Total	38.18M	39.35M	38.68M	89.45M	114M
Deferred Tax Assets Long-Term (Collected)	7.05M	12.98M	27.39M	269M	242M
Other Long-Term Assets, Total	703M	699M	710M	793M	797M
Total Assets	9.27B	10.38B	10.77B	22.38B	22.77B
Liabilities
Accounts Payable, Total	182M	180M	174M	251M	258M
Accrued Expenses, Total	-	-	-	-	-
Insurance And Annuity Liabilities	4.07B	4.75B	5.15B	15.77B	16.13B
Unpaid Claims	63.14M	61.8M	60.49M	-	-
Unearned Premiums	58.06M	60.66M	66.13M	-	-
Reinsurance Payable - (BS)	69.23M	65.89M	66.36M	14.8M	14.7M
Current Portion of Long-Term Debt	5.32M	57.21M	46.58M	64.62M	-
Current Portion of Leases	8.56M	8.26M	7.39M	9.42M	8.75M
Short-Term Borrowings	577M	599M	656M	667M	765M
Long-Term Debt	855M	1.14B	1.13B	2.1B	2.04B
Long-Term Leases	31.05M	24.57M	25.9M	28.57M	26.19M
Separate Account Liability	253M	272M	277M	492M	447M
Current Income Taxes Payable	16.26M	10.22M	19.52M	25.99M	10.95M
Deferred Tax Liability Current	6.34M	7.42M	22.32M	-	-
Other Current Liabilities - (Brok / FS / Ins. / REIT Template)	1.13M	1.29M	369K	394M	385M
Pension & Other Post Retirement Benefits	66.34M	81.26M	65.46M	73.85M	61.18M
Deferred Tax Liability Non-Current	42.54M	44.28M	41.04M	4.39M	3.03M
Other Non Current Liabilities	1.3B	1.35B	1.46B	1.16B	1.29B
Total Liabilities	7.61B	8.71B	9.26B	21.06B	21.45B
Preferred Stock - Others	-	-	-	-	-
Total Preferred Equity	-	-	-	-	-
Common Stock, Total	1.46M	1.43M	1.43M	1.41M	1.36M
Additional Paid In Capital	753M	737M	735M	725M	700M
Retained Earnings	370M	456M	538M	318M	418M
Treasury Stock	-1K	-1K	-1K	-1K	-1K
Comprehensive Income and Other	-13.26M	-59.89M	-190M	-73.42M	-161M
Total Common Equity	1.11B	1.13B	1.08B	971M	960M
Minority Interest	547M	532M	418M	358M	363M
Total Equity	1.66B	1.67B	1.5B	1.33B	1.32B
Total Liabilities And Equity	9.27B	10.38B	10.77B	22.38B	22.77B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	146M	143M	143M	141M	135M
ECS Total Common Shares Outstanding	146M	143M	143M	141M	135M
Book Value / Share	7.6	7.93	7.6	6.89	7.08
Tangible Book Value	1.02B	1.05B	979M	878M	872M
Tangible Book Value Per Share	6.94	7.3	6.86	6.23	6.43
Total Debt	1.48B	1.83B	1.86B	2.87B	2.85B
Net Debt	1.12B	1.47B	1.49B	2.38B	2.4B
Debt Equivalent of Unfunded Proj. Benefit Obligation	23.45M	25.94M	12.02M	22.82M	10.94M
Minority Interest, Total (Incl. Fin. Div)	547M	532M	418M	358M	363M
Equity Method Investments, Total	166M	55.26M	60.94M	67.82M	68.71M
Account Code - Inventory Valuation	3	3	3	3	3
Land - (BS)	35.24M	35.05M	34.39M	35.88M	35.87M
Machinery, Total	162M	165M	163M	164M	168M
Full Time Employees	4.54K	-	-	5.18K	5.3K
Assets on Operating Lease - Gross	-	-	-	-	-
Assets on Operating Lease - Accumulated Depreciation	-	-	-	-	-

Fiscal Period: December	2020	2021	2022	2023	2024
Net Income	-3.6M	133M	116M	532M	97.47M
Depreciation, Depletion & Amortization	25.12M	22.75M	20.8M	15.66M	18.7M
Amortization of Goodwill and Intangible Assets - (CF)	2.25M	1.98M	2.25M	2.27M	1.86M
Total Depreciation, Depletion & Amortization	27.37M	24.73M	23.05M	17.93M	20.56M
Amortization of Deferred Charges, Total	9.19M	7.96M	7.9M	7.74M	9.03M
(Gain) Loss On Sale of Asset - (CF)	8K	-10.7M	-	-	-
(Gain) Loss on Sale of Investments - (CF)	34.56M	-	-	-1.44B	-1.13B
Total Asset Writedown	3M	-	-	29.26M	-
Provision for Credit Losses	24M	-4.33M	-	-	-
Provision and Write-off of Bad Debts	-	-	6.29M	3.94M	6.86M
Change in Accounts Receivable	-	-	-	3.41M	-714K
Reinsurance Recoverable - (CF)	-	-	-	242M	207M
Reinsurance Payable - (CF)	-	-	-	-17.14M	-846K
Change in insurance Reserves / Liabilities	18.52M	49.51M	15.18M	128M	-67.57M
Change in Other Net Operating Assets (Collected)	-721M	-819M	-1.42B	-789M	-634M
Net Cash From Discontinued Operations	-	-	-	-	-
Other Operating Activities	509M	743M	1.1B	1.25B	1.71B
Cash from Operations	-99.11M	125M	-155M	-39.61M	214M
Capital Expenditure	-18.43M	-10.92M	-17.63M	-22.73M	-11.12M
Sale of Property, Plant, and Equipment	3.44M	281K	188K	1.22M	298K
Cash Acquisitions	-320K	-23K	-17.11M	30.46M	-
Divestitures	-	-	11.29M	17K	-
Purchase / Sale of Intangible Assets	-3.84M	-4.31M	-4.35M	-4.7M	-6.31M
Investment in Marketable and Equity Securities, Total	-5.95M	50.07M	-	-	-2.06M
Other Investing Activities, Total	708K	1.06M	1M	2.25M	5.15M
Cash from Investing	-24.4M	36.16M	-26.62M	6.52M	-14.04M
Long-Term Debt Issued, Total	-	552M	61.73M	308M	1.27M
Total Debt Issued	-	552M	61.73M	308M	1.27M
Long-Term Debt Repaid, Total	-46.97M	-339M	-79.35M	-8.27M	-9.34M
Total Debt Repaid	-46.97M	-339M	-79.35M	-8.27M	-9.34M
Issuance of Common Stock	-	1K	-	-	27K
Repurchase of Common Stock	-13.31M	-19.98M	-6.01M	-9.2M	-13.38M
Repurchase of Preferred Stock	-6K	-	-	-	-
Common Dividends Paid	-33.28M	-32.55M	-32.15M	-31.99M	-30.18M
Preferred Dividends Paid	-1K	-	-	-	-
Common & Preferred Stock Dividends Paid	-33.28M	-32.55M	-32.15M	-31.99M	-30.18M
Other Financing Activities, Total	-5.29M	-20.68M	-9.49M	-19.11M	-12.65M
Cash from Financing	-98.85M	140M	-65.27M	240M	-64.25M
Foreign Exchange Rate Adjustments	-5.78M	-11.93M	2.34M	2.19M	-9.6M
Net Change in Cash	-228M	290M	-244M	209M	126M
Supplemental Items
Cash Interest Paid	84.67M	90.63M	97.41M	146M	206M
Cash Income Tax Paid (Refund)	39.61M	66.28M	47.67M	54.05M	57.89M
Net Debt Issued / Repaid	-46.97M	214M	-17.61M	300M	-8.07M
Levered Free Cash Flow	-316M	106M	390M	-7.97B	2.88M
Unlevered Free Cash Flow	-289M	134M	453M	-7.87B	148M
Change In Net Working Capital	405M	95.7M	-211M	8.13B	140M

Fiscal Period: December	2020	2021	2022	2023	2024
Profitability
Return on Assets	1.03	2.09	2.14	1.55	1.19
Return on Total Capital	2.9	6.18	6.59	7.54	6.42
Return On Equity %	-0.97	11.86	10.69	56.57	9.68
Return on Common Equity	-0.32	11.86	10.42	75.97	10.1
Margin Analysis
Gross Profit Margin %	29.11	30.74	31.4	48.04	36.46
SG&A Margin	18.41	14.92	15.43	-	13.83
EBITDA Margin %	9.15	14.8	14.88	27.52	21.7
EBITA Margin %	8.12	14.07	14.29	26.92	21.18
EBIT Margin %	8	13.99	14.2	26.77	21.09
Income From Continuing Operations Margin %	-0.89	8.41	6.66	38.18	6.3
Net Income Margin %	-0.19	5.68	4.54	34.77	4.78
Net Avail. For Common Margin %	-0.19	5.68	4.54	34.77	4.78
Normalized Net Income Margin	1.65	4.08	4.29	6.98	4.53
Levered Free Cash Flow Margin	-17.06	4.54	15.3	-520.55	0.14
Unlevered Free Cash Flow Margin	-15.61	5.72	17.81	-514.21	7.28
Asset Turnover
Asset Turnover	0.21	0.24	0.24	0.09	0.09
Fixed Assets Turnover	6.65	8.79	11.42	8.18	10.44
Receivables Turnover (Average Receivables)	29.62	36.04	40.9	579.75	204.86
Short Term Liquidity
Current Ratio	2.21	2.15	1.88	7.89	6.01
Quick Ratio	1.44	1.51	1.34	7.7	5.81
Operating Cash Flow to Current Liabilities	-0.09	0.11	-0.13	-0.02	0.08
Days Sales Outstanding (Average Receivables)	12.36	10.13	8.92	0.63	1.79
Average Days Payable Outstanding	114.57	94.11	86.87	330.18	292.07
Long Term Solvency
Total Debt/Equity	89.03	109.63	123.91	215.73	215.16
Total Debt / Total Capital	47.1	52.3	55.34	68.33	68.27
LT Debt/Equity	53.42	69.75	76.63	160	156.62
Long-Term Debt / Total Capital	28.26	33.27	34.23	50.68	49.69
Total Liabilities / Total Assets	82.1	83.94	86.04	94.06	94.19
EBIT / Interest Expense	3.45	7.37	3.54	2.64	1.85
EBITDA / Interest Expense	4.09	7.93	3.77	2.75	1.93
(EBITDA - Capex) / Interest Expense	3.66	7.68	3.6	2.61	1.89
Total Debt / EBITDA	8.42	5.18	4.84	6.7	6.32
Net Debt / EBITDA	6.37	4.16	3.89	5.57	5.34
Total Debt / (EBITDA - Capex)	9.41	5.35	5.08	7.08	6.48
Net Debt / (EBITDA - Capex)	7.11	4.29	4.07	5.88	5.47
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	-0.87	26.74	8.6	87.08	33.16
Gross Profit, 1 Yr. Growth %	-21.06	33.82	10.94	159.13	1.55
EBITDA, 1 Yr. Growth %	-47.87	105.01	9.16	10.22K	4.96
EBITA, 1 Yr. Growth %	-51.09	119.51	10.27	-3.87K	4.75
EBIT, 1 Yr. Growth %	-51.48	121.51	10.25	-3.21K	4.88
Earnings From Cont. Operations, 1 Yr. Growth %	-115.63	-1.3K	-14.03	-538.8	-78.03
Net Income, 1 Yr. Growth %	-108.1	-3.79K	-13.23	-423.67	-81.68
Normalized Net Income, 1 Yr. Growth %	-56.16	213.99	14.2	-204.21	-13.67
Diluted EPS Before Extra, 1 Yr. Growth %	-104.51	-3.82K	-12.02	-419.04	-81.5
Net Property, Plant and Equip., 1 Yr. Growth %	-8.04	0.08	-32.96	9.33	-0.36
Accounts Receivable, 1 Yr. Growth %	3.81	-1.02	2.77	-64.14	283.82
Total Assets, 1 Yr. Growth %	6.16	12	3.74	110.75	1.71
Common Equity, 1 Yr. Growth %	-3.8	2.08	-4.42	125.96	-1.16
Tangible Book Value, 1 Yr. Growth %	-3.14	2.95	-6.35	170.6	-0.7
Cash From Operations, 1 Yr. Growth %	-267.32	-226.01	-223.72	-74.36	-640.89
Capital Expenditures, 1 Yr. Growth %	31.49	-40.75	61.5	28.88	-51.09
Levered Free Cash Flow, 1 Yr. Growth %	-720.58	-133.56	391.03	144.34	-100.04
Unlevered Free Cash Flow, 1 Yr. Growth %	-440.83	-146.46	237.87	146.12	-101.88
Dividend Per Share, 1 Yr. Growth %	300	0	0	0	6.67
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	11.97	12.09	17.32	-19.2	57.84
Gross Profit, 2 Yr. CAGR %	-0.36	2.78	21.85	1	61.84
EBITDA, 2 Yr. CAGR %	-13.69	3.38	49.6	10.19	940.61
EBITA, 2 Yr. CAGR %	-15.97	3.62	55.58	11.77	528.54
EBIT, 2 Yr. CAGR %	-16.24	3.67	56.27	11.8	471.03
Earnings From Cont. Operations, 2 Yr. CAGR %	-56.86	36.68	220.56	72.17	-1.82
Net Income, 2 Yr. CAGR %	-71.26	73	466.19	99.88	-23
Normalized Net Income, 2 Yr. CAGR %	13.62	17.33	89.36	5.73	-5.15
Diluted EPS Before Extra, 2 Yr. CAGR %	-78.09	29.48	472.05	101.15	-23.17
Net Property, Plant and Equip., 2 Yr. CAGR %	0.81	-4.07	-18.09	-14.39	4.37
Accounts Receivable, 2 Yr. CAGR %	7.6	1.37	0.86	-85.33	17.32
Total Assets, 2 Yr. CAGR %	12.47	9.04	7.79	46.87	46.41
Common Equity, 2 Yr. CAGR %	35.54	-0.9	-1.22	-7.49	49.45
Tangible Book Value, 2 Yr. CAGR %	41.44	-0.14	-1.81	-8.37	63.92
Cash From Operations, 2 Yr. CAGR %	46.37	45.2	24.86	-43.68	17.75
Capital Expenditures, 2 Yr. CAGR %	14.98	-11.74	-2.18	44.27	-20.6
Levered Free Cash Flow, 2 Yr. CAGR %	7.2	44.63	10.86	902.11	-97.03
Unlevered Free Cash Flow, 2 Yr. CAGR %	9.28	25.84	25.29	665.88	-78.46
Dividend Per Share, 2 Yr. CAGR %	112.13	100	0	0	3.28
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	15.47	16.69	10.91	-6.12	-4.56
Gross Profit, 3 Yr. CAGR %	2.55	9.94	5.43	10.94	1.03
EBITDA, 3 Yr. CAGR %	-10.23	15.16	5.27	35.52	8.42
EBITA, 3 Yr. CAGR %	-12.17	15.73	5.79	39.97	9.38
EBIT, 3 Yr. CAGR %	-12.38	15.83	5.82	40.41	9.44
Earnings From Cont. Operations, 3 Yr. CAGR %	-46.36	30.54	17.1	228.45	-13.33
Net Income, 3 Yr. CAGR %	-63.21	45.04	37.46	428.47	-9.88
Normalized Net Income, 3 Yr. CAGR %	-3.92	59.44	16.28	51.97	-1.18
Diluted EPS Before Extra, 3 Yr. CAGR %	-50.41	21.32	13.83	431.91	-9.2
Net Property, Plant and Equip., 3 Yr. CAGR %	17.21	0.57	-14.87	-9.81	-9.95
Accounts Receivable, 3 Yr. CAGR %	3.8	4.65	1.83	-72.28	-56.45
Total Assets, 3 Yr. CAGR %	10.79	12.31	7.24	34.18	29.94
Common Equity, 3 Yr. CAGR %	21.12	23.32	-2.09	-4.4	-5.43
Tangible Book Value, 3 Yr. CAGR %	23.15	27.23	-2.25	-4.74	-5.88
Cash From Operations, 3 Yr. CAGR %	109.2	39.24	37.66	-26.34	19.71
Capital Expenditures, 3 Yr. CAGR %	-0.75	-7.82	7.95	7.23	0.6
Levered Free Cash Flow, 3 Yr. CAGR %	64.13	-27.11	97.13	192.93	-66.89
Unlevered Free Cash Flow, 3 Yr. CAGR %	39.79	-17.83	74.9	200.94	3.4
Dividend Per Share, 3 Yr. CAGR %	65.1	65.1	58.74	0	2.17
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	11.36	16.29	16.2	0.74	1.78
Gross Profit, 5 Yr. CAGR %	2.34	7.39	9.87	6.27	1.73
EBITDA, 5 Yr. CAGR %	-6	6.69	10.12	13.14	6.37
EBITA, 5 Yr. CAGR %	-7.26	6.7	10.4	14.13	7.04
EBIT, 5 Yr. CAGR %	-7.38	6.73	10.44	14.2	7.1
Earnings From Cont. Operations, 5 Yr. CAGR %	-29.86	12.83	9.67	45.82	3.99
Net Income, 5 Yr. CAGR %	-36.41	16.65	9.8	64.89	16.98
Normalized Net Income, 5 Yr. CAGR %	-3.61	15.81	26.03	35.28	5.85
Diluted EPS Before Extra, 5 Yr. CAGR %	-32.42	37.09	31.88	48.51	4.65
Net Property, Plant and Equip., 5 Yr. CAGR %	9.38	9.73	1.56	-5.7	-7.64
Accounts Receivable, 5 Yr. CAGR %	7.11	4.92	2.61	-52.32	-38.94
Total Assets, 5 Yr. CAGR %	7.68	9.7	9.58	25.03	21.14
Common Equity, 5 Yr. CAGR %	17.17	16.12	11.64	9.92	-3.64
Tangible Book Value, 5 Yr. CAGR %	19.6	18.16	12.48	11.57	-3.63
Cash From Operations, 5 Yr. CAGR %	-2.67	8.85	70.18	-3.06	29.32
Capital Expenditures, 5 Yr. CAGR %	0.28	-11.7	-1.33	10.27	-4.53
Levered Free Cash Flow, 5 Yr. CAGR %	3.28	17.01	40.41	96.11	-43.69
Unlevered Free Cash Flow, 5 Yr. CAGR %	-1.11	67.78	33.8	100.68	11.85
Dividend Per Share, 5 Yr. CAGR %	41.26	35.1	35.1	35.1	33.66