Cash flow Purple Finance Limited

Equities

544191

INE0CYK01015

Consumer Lending

Market Closed - Bombay S.E. Other stock markets 06:01:02 2026-04-17 EDT			5-day change	1st Jan Change
64.94 ^INR	+6.62%		+10.93%	+22.41%

03-24	Purple Finance approves issuance of up to 25,000 NCDs aggregating to 250 million rupees	RE
03-24	Purple Finance Limited Approves Issuance of INR 250 Million Senior Secured Non-Convertible Debentures on Private Placement Basis	CI

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Published financial data: PURPLE FINANCE LIMITED

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: March	2023	2024	2025
Interest and Dividend Income, Total	13.62M	29.24M	114M
Interest Expense, Total	1.5M	10.41M	57.31M
Net Interest Income	12.11M	18.83M	56.42M
Commission and Fees	472K	5.4M	15.59M
Gain (Loss) on Sale of Investments, Total (Rev)	-	-	2.35M
Other Revenues, Total	11.46M	9.58M	15.52M
Revenues Before Provison For Loan Losses	24.05M	33.81M	89.89M
Provision For Loan Losses	8.16M	481K	2.07M
Total Revenues	15.89M	33.33M	87.82M
Salaries And Other Employee Benefits	50.24M	117M	216M
Cost of Services Provided, Total	1.44M	1.85M	5.31M
Depreciation & Amortization - (IS) - (Collected)	6.69M	11.77M	17.69M
Other Operating Expenses	19.84M	35.97M	55.71M
Total Operating Expenses	78.21M	166M	294M
Operating Income	-62.32M	-133M	-207M
Other Non Operating Income (Expenses)	55.11K	43.45K	-
EBT, Excl. Unusual Items	-62.27M	-133M	-207M
Other Unusual Items	-	155K	1.3M
EBT, Incl. Unusual Items	-62.27M	-133M	-205M
Income Tax Expense	1.01M	-56.46M	-49.75M
Earnings From Continuing Operations	-63.28M	-76.13M	-155M
Net Income to Company	-63.28M	-76.13M	-155M
Net Income - (IS)	-63.28M	-76.13M	-155M
Net Income to Common Incl Extra Items	-63.28M	-76.13M	-155M
Net Income to Common Excl. Extra Items	-63.28M	-76.13M	-155M
Per Share Items
Net EPS - Basic	-2.31	-2.26	-4.01
Basic EPS - Continuing Operations	-2.31	-2.26	-4.01
Basic Weighted Average Shares Outstanding	27.4M	33.61M	38.74M
Net EPS - Diluted	-2.31	-2.27	-4.02
Diluted EPS - Continuing Operations	-2.31	-2.27	-4.02
Diluted Weighted Average Shares Outstanding	27.4M	33.61M	38.74M
Normalized Basic EPS	-1.42	-2.47	-3.33
Normalized Diluted EPS	-1.42	-2.47	-3.33
Supplemental Items
Total Revenues (As Reported)	-	-	148M
Effective Tax Rate - (Ratio)	-1.63	42.58	24.24
Current Domestic Taxes	196K	-	-
Total Current Taxes	196K	-	-
Deferred Domestic Taxes	817K	-56.46M	-49.75M
Total Deferred Taxes	817K	-56.46M	-49.75M
Normalized Net Income	-38.92M	-82.96M	-129M
Non-Cash Pension Expense	79.5K	68.46K	-
Supplemental Operating Expense Items
Stock-Based Comp., G&A Exp. (Total)	2.5M	4.17M	6.56M
Total Stock-Based Compensation	2.5M	4.17M	6.56M

Fiscal Period: March	2023	2024	2025
Assets
Cash And Equivalents	46.39M	32.65M	166M
Long-Term Investments - (FS Template)	-	-	7.9M
Trading Asset Securities, Total	75.67M	8.94M	-
Loans and Lease Receivables - (FS Template)	130M	305M	900M
Other Receivables	3.57M	3.39M	478K
Gross Property Plant And Equipment	38.97M	52.6M	68.92M
Accumulated Depreciation	-12.54M	-22.08M	-29.59M
Net Property Plant And Equipment	26.43M	30.52M	39.32M
Goodwill	268M	268M	268M
Other Intangibles, Total	14.48M	12.56M	13.64M
Other Current Assets, Total	4.91M	6.88M	666K
Deferred Tax Assets Long-Term (Collected)	-	55.84M	106M
Other Long-Term Assets, Total	14.86M	14.85M	41.41M
Total Assets	585M	739M	1.54B
Liabilities
Accounts Payable, Total	4.83M	2.42M	3.16M
Accrued Expenses, Total	1.72M	4.45M	10.56M
Current Portion of Leases	4.59M	8.21M	12.64M
Long-Term Debt	2.96M	221M	720M
Long-Term Leases	13.67M	13.92M	15.4M
Other Current Liabilities - (Brok / FS / Ins. / REIT Template)	383M	2.46M	3.78M
Pension & Other Post Retirement Benefits	921K	2.71M	6.23M
Deferred Tax Liability Non-Current	616K	-	-
Other Non Current Liabilities	-	10	1.06M
Total Liabilities	412M	255M	773M
Common Stock, Total	230M	336M	448M
Additional Paid In Capital	48.69M	325M	650M
Retained Earnings	-117M	-193M	-349M
Comprehensive Income and Other	11.28M	15.44M	21.65M
Total Common Equity	173M	483M	771M
Total Equity	173M	483M	771M
Total Liabilities And Equity	585M	739M	1.54B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	27.4M	33.61M	44.82M
ECS Total Common Shares Outstanding	27.4M	33.61M	44.82M
Book Value / Share	6.31	14.38	17.21
Tangible Book Value	-110M	202M	489M
Tangible Book Value Per Share	-4.01	6.02	10.92
Total Debt	21.23M	243M	748M
Debt Equivalent of Unfunded Proj. Benefit Obligation	921K	2.71M	-
Net Debt	-101M	202M	582M

Fiscal Period: March	2023	2024	2025
Net Income	-63.28M	-76.13M	-155M
Depreciation, Depletion & Amortization	5.99M	10.23M	16.06M
Amortization of Goodwill and Intangible Assets - (CF)	641K	1.44M	1.51M
Total Depreciation, Depletion & Amortization	6.63M	11.67M	17.57M
Amortization of Deferred Charges, Total	56.1K	102K	119K
Gain (Loss) on Sale of Loans & Receivables - (CF)	-	-	-14.66M
(Gain) Loss on Sale of Investments - (CF)	8.2M	-	-2.35M
Total Asset Writedown	-5.42M	-8.69M	-1.33M
Provision for Credit Losses	-35.93K	481K	2.07M
Stock-Based Compensation (CF)	2.5M	4.17M	6.56M
Change in Accounts Payable	26.69K	-285K	1.36M
Change In Income Taxes	-261K	452K	-118K
Change in Other Net Operating Assets (Collected)	45.02M	-479M	-585M
Other Operating Activities	2.17M	-54.84M	-47.76M
Cash from Operations	-4.39M	-602M	-779M
Capital Expenditure	-39.92M	-14.28M	-9.77M
Cash Acquisitions	739K	-	-
Other Investing Activities, Total	-	43.47K	-819K
Cash from Investing	-39.18M	-14.24M	-10.59M
Long-Term Debt Issued, Total	17.04M	220M	499M
Total Debt Issued	17.04M	220M	499M
Long-Term Debt Repaid, Total	-998K	-	-12.4M
Total Debt Repaid	-998K	-	-12.4M
Issuance of Common Stock	73.53M	382M	448M
Other Financing Activities, Total	-	-	-10.94M
Cash from Financing	89.56M	603M	923M
Miscellaneous Cash Flow Adjustments	10	-	-
Net Change in Cash	46M	-13.73M	133M
Supplemental Items
Cash Income Tax Paid (Refund)	-50.45K	-	-
Net Debt Issued / Repaid	16.04M	220M	486M

Fiscal Period: March	2023	2024	2025
Profitability
Return on Assets	-	-11.5	-13.62
Return On Equity %	-	-23.2	-24.79
Return on Common Equity	-	-23.2	-24.79
Margin Analysis
Gross Profit Margin %	96.66	99.81	98.99
SG&A Margin	321.97	354.96	250.58
Income From Continuing Operations Margin %	-398.34	-228.39	-177.05
Net Income Margin %	-398.34	-228.39	-177.05
Net Avail. For Common Margin %	-398.34	-228.39	-177.05
Normalized Net Income Margin	-244.98	-248.89	-146.98
Asset Turnover
Asset Turnover	-	0.05	0.08
Short Term Liquidity
Current Ratio	0.66	20.34	35.41
Quick Ratio	0.65	19.95	35.39
Operating Cash Flow to Current Liabilities	-0.01	-34.33	-25.85
Long Term Solvency
Total Debt/Equity	12.28	50.36	96.96
Total Debt / Total Capital	10.93	33.5	49.23
LT Debt/Equity	9.62	48.67	95.33
Long-Term Debt / Total Capital	8.57	32.36	48.4
Total Liabilities / Total Assets	70.43	34.58	50.04
Tier 1 Capital Ratio %	-43.61	48.65	37.62
Total Capital Ratio %	-43.61	98.44	50.69
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	-	109.83	163.47
Gross Profit, 1 Yr. Growth %	-	116.68	161.28
Earnings From Cont. Operations, 1 Yr. Growth %	-	20.3	104.24
Net Income, 1 Yr. Growth %	-	20.3	104.24
Normalized Net Income, 1 Yr. Growth %	-	113.18	55.59
Diluted EPS Before Extra, 1 Yr. Growth %	-	-1.73	77.09
Common Equity, 1 Yr. Growth %	-	179.42	59.59
Total Assets, 1 Yr. Growth %	-	26.3	109
Tangible Book Value, 1 Yr. Growth %	-	-284.45	141.7
Cash From Operations, 1 Yr. Growth %	-	13.62K	29.44
Capital Expenditures, 1 Yr. Growth %	-	-64.23	-31.56
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	-	-	135.12
Gross Profit, 2 Yr. CAGR %	-	-	137.94
Earnings From Cont. Operations, 2 Yr. CAGR %	-	-	56.75
Net Income, 2 Yr. CAGR %	-	-	56.75
Normalized Net Income, 2 Yr. CAGR %	-	-	82.12
Diluted EPS Before Extra, 2 Yr. CAGR %	-	-	31.92
Common Equity, 2 Yr. CAGR %	-	-	111.17
Total Assets, 2 Yr. CAGR %	-	-	62.47
Tangible Book Value, 2 Yr. CAGR %	-	-	111.15
Cash From Operations, 2 Yr. CAGR %	-	-	1.23K
Capital Expenditures, 2 Yr. CAGR %	-	-	-50.52