POST & TELECOMMUNICATIONINSURANCE CORPORATION

Balance Sheet Post & TelecommunicationInsurance Corporation

Equities

PTI

VN000000PTI5

Property & Casualty Insurance

End-of-day quote HANOI S.E. Other stock markets 2024-09-12			5-day change	1st Jan Change
30,400.00 ^VND	0.00%		-0.65%	-17.17%

07-31	Post & Telecommunication Joint Stock Insurance Corporation Reports Earnings Results for the Second Quarter and Six Months Ended June 30, 2024	CI
04-26	Post & Telecommunication Joint Stock Insurance Corporation Reports Earnings Results for the First Quarter Ended March 31, 2024	CI

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Published financial data: POST & TELECOMMUNICATIONINSURANCE CORPORATION

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2019	2020	2021	2022	2023
Premiums and Annuity Revenues	5,802B	4,734B	4,964B	5,153B	4,177B
Total Interest And Dividend Income	74.52B	175B	134B	115B	182B
Gain (Loss) on Sale of Investments, Total (Rev)	-	38.34B	19.89B	9.23B	45.24B
Non-Insurance Activities Revenues	-	37.31B	39.66B	13.64B	9.42B
Other Revenues, Total	-	5.72B	3.99B	5.89B	702B
Total Revenues	5,876B	4,990B	5,161B	5,296B	5,115B
Policy Benefits	5,739B	4,034B	4,210B	5,353B	2,224B
Policy Acquisition / Underwriting Costs, Total	-	-	-	-	619B
Selling General & Admin Expenses, Total	-	598B	584B	253B	209B
Other Operating Expenses	1.32B	844M	464M	4.79B	1,725B
Non-Insurance Activities Expenses	-	21.39B	20.5B	7.77B	6.24B
Total Operating Expenses	5,740B	4,654B	4,814B	5,619B	4,783B
Operating Income	136B	336B	346B	-322B	332B
Interest Expense, Total	-	-8.99B	-8.74B	-9.85B	-15.05B
Income (Loss) on Equity Invest.	-	-8.55B	-6.72B	2.3B	590M
Currency Exchange Gains (Loss)	-	-2.51B	-2.71B	-12.49B	-3.06B
Other Non Operating Income (Expenses)	-	-21.28B	-86.16M	-1.12B	5.06B
EBT, Excl. Unusual Items	136B	294B	328B	-344B	320B
Gain (Loss) on Sale of Assets	-	-337M	-	-	-
EBT, Incl. Unusual Items	136B	294B	328B	-344B	320B
Income Tax Expense	25.23B	54.95B	70.52B	3.8B	66.89B
Earnings From Continuing Operations	111B	239B	257B	-347B	253B
Net Income to Company	111B	239B	257B	-347B	253B
Minority Interest	-	950M	-115M	-18.3M	-80.93M
Net Income - (IS)	111B	240B	257B	-347B	253B
Preferred Dividend and Other Adjustments	-	9.6B	12.87B	-	-
Net Income to Common Incl Extra Items	111B	230B	244B	-347B	253B
Net Income to Common Excl. Extra Items	111B	230B	244B	-347B	253B
Per Share Items
Net EPS - Basic	1.38K	2.87K	3.04K	-4.32K	3.14K
Basic EPS - Continuing Operations	1.38K	2.87K	3.04K	-4.32K	3.14K
Basic Weighted Average Shares Outstanding	80.4M	80.4M	80.4M	80.4M	80.4M
Net EPS - Diluted	1.38K	2.87K	3.04K	-4.32K	3.14K
Diluted EPS - Continuing Operations	1.38K	2.87K	3.04K	-4.32K	3.14K
Diluted Weighted Average Shares Outstanding	80.4M	80.4M	80.4M	80.4M	80.4M
Normalized Basic EPS	1.06K	2.3K	2.55K	-2.67K	2.48K
Normalized Diluted EPS	1.06K	2.3K	2.55K	-2.67K	2.48K
Dividend Per Share	1K	1K	-	-	-
Payout Ratio	-	33.21	31.06	-0.27	0.21
Supplemental Items
EBITDA	153B	353B	370B	-297B	359B
EBITA	136B	336B	346B	-322B	332B
EBIT	136B	336B	346B	-322B	332B
Total Revenues (As Reported)	-	-	-	-	2,940B
Effective Tax Rate - (Ratio)	18.52	18.68	21.5	-1.11	20.92
Current Domestic Taxes	-	54.95B	-	-	-
Total Current Taxes	-	54.95B	70.99B	3.87B	67.6B
Deferred Domestic Taxes	-	-	-	-	-
Total Deferred Taxes	-	-	-470M	-69.92M	-709M
Normalized Net Income	85.14B	185B	205B	-215B	200B
Supplemental Operating Expense Items
Marketing Expenses	-	-	22.98B	373B	8.83B
Selling and Marketing Expenses	-	-	-	-	-
General and Administrative Expenses	-	598B	584B	253B	209B

Fiscal Period: December	2019	2020	2021	2022	2023
Assets
Investment In Debt Securities	-	201B	387B	212B	100B
Investment In Equity and Preferred Securities, Total	-	57.97B	46.81B	42.04B	39.98B
Trading Asset Securities, Total	-	5.77B	14.24B	-	-
Real Estate Owned	-	107B	325B	113B	110B
Total Other Investments	-	3,852B	4,184B	3,909B	3,760B
Total investments	-	4,224B	4,957B	4,276B	4,010B
Cash And Equivalents	-	298B	153B	240B	705B
Reinsurance Recoverable - (IS)	-	1,587B	1,701B	1,947B	1,935B
Other Receivables - (Insurance Template)	-	514B	692B	512B	364B
Gross Property Plant And Equipment	-	208B	217B	554B	527B
Accumulated Depreciation	-	-101B	-113B	-132B	-135B
Net Property Plant And Equipment	-	107B	105B	422B	392B
Goodwill	-	-	-	-	-
Other Intangibles, Total	-	14.8B	24.96B	24.19B	26.3B
Other Current Assets, Total	-	926B	876B	913B	753B
Deferred Tax Assets Long-Term (Collected)	-	-	-	-	-
Deferred Charges Long-Term	-	-	1.26B	1.27B	860M
Other Long-Term Assets, Total	-	97.31B	55.29B	40.16B	32.59B
Total Assets	-	7,767B	8,565B	8,375B	8,219B
Liabilities
Accounts Payable, Total	-	30.03B	23.24B	51.31B	98.31B
Accrued Expenses, Total	-	135B	173B	146B	142B
Insurance And Annuity Liabilities	-	241B	301B	350B	349B
Unpaid Claims	-	1,203B	1,450B	1,515B	1,627B
Unearned Premiums	-	3,679B	3,883B	4,175B	3,390B
Reinsurance Payable - (BS)	-	261B	317B	302B	338B
Current Portion of Long-Term Debt	-	-	-	-	-
Short-Term Borrowings	-	-	-	-	58.6B
Long-Term Debt	-	-	-	-	-
Current Income Taxes Payable	-	20.52B	31.87B	-	32.9B
Unearned Revenue, Current	-	-	-	-	-
Other Current Liabilities - (Brok / FS / Ins. / REIT Template)	-	174B	199B	18.66B	116B
Deferred Tax Liability Non-Current	-	-	3.3B	3.23B	2.52B
Other Non Current Liabilities	-	2.48B	2.39B	1.9B	15M
Total Liabilities	-	5,746B	6,385B	6,563B	6,155B
Common Stock, Total	-	804B	804B	804B	804B
Additional Paid In Capital	-	828B	828B	828B	828B
Retained Earnings	-	386B	545B	176B	428B
Total Common Equity	-	2,018B	2,177B	1,808B	2,060B
Minority Interest	-	3.4B	3.52B	3.93B	4.01B
Total Equity	-	2,021B	2,180B	1,812B	2,064B
Total Liabilities And Equity	-	7,767B	8,565B	8,375B	8,219B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	80.4M	80.4M	80.4M	80.4M	80.4M
ECS Total Common Shares Outstanding	80.4M	80.4M	80.4M	80.4M	80.4M
Book Value / Share	-	25.1K	27.07K	22.48K	25.63K
Tangible Book Value	-	2,003B	2,152B	1,783B	2,034B
Tangible Book Value Per Share	-	24.91K	26.76K	22.18K	25.3K
Total Debt	-	0	0	0	58.6B
Net Debt	-	-298B	-153B	-240B	-646B
Minority Interest, Total (Incl. Fin. Div)	-	3.4B	3.52B	3.93B	4.01B
Equity Method Investments, Total	-	33.84B	24.3B	25.76B	24.85B
Account Code - Inventory Valuation	-	3	3	3	3
Buildings, Total	-	22B	22B	320B	320B
Machinery, Total	-	160B	176B	177B	161B
Full Time Employees	-	2.43K	2.54K	2.6K	2.23K

Fiscal Period: December	2019	2020	2021	2022	2023
Net Income	-	240B	257B	-347B	253B
Depreciation, Depletion & Amortization	-	17.27B	23.93B	25.38B	26.65B
Amortization of Goodwill and Intangible Assets - (CF)	-	-	-	-	-
Total Depreciation, Depletion & Amortization	-	17.27B	23.93B	25.38B	26.65B
Amortization of Deferred Charges, Total	-	2.36B	2.67B	3.53B	3.76B
(Gain) Loss On Sale of Asset - (CF)	-	-241B	-315B	-316B	-421B
Change in Trading Asset Securities	-	509B	-8.46B	14.24B	-
Change in Accounts Receivable	-	-109B	10.1B	-117B	73.94B
Change In Inventories	-	42.52B	164M	337M	955M
Change in Accounts Payable	-	92.44B	-	-	-
Change in Other Net Operating Assets (Collected)	-	-203B	-1.81B	-66.78B	81.99B
Other Operating Activities	-	423B	291B	251B	-292B
Cash from Operations	-	774B	260B	-553B	-274B
Capital Expenditure	-	-52.47B	-91.6B	-134B	-10.49B
Sale of Property, Plant, and Equipment	-	35.79B	11.54B	-	4.23B
Investment in Marketable and Equity Securities, Total	-	68.74B	-	-	-
Net (Increase) Decrease in Loans Originated / Sold - Investing	-	-797B	-511B	449B	232B
Other Investing Activities, Total	-	228B	266B	326B	454B
Cash from Investing	-	-517B	-325B	641B	680B
Short Term Debt Issued, Total	-	-	-	492B	359B
Long-Term Debt Issued, Total	-	271B	267B	-	-
Total Debt Issued	-	271B	267B	492B	359B
Short Term Debt Repaid, Total	-	-	-	-492B	-300B
Long-Term Debt Repaid, Total	-	-269B	-267B	-	-
Total Debt Repaid	-	-269B	-267B	-492B	-300B
Issuance of Common Stock	-	-	-	-	-
Common Dividends Paid	-	-79.74B	-79.93B	-931M	-543M
Common & Preferred Stock Dividends Paid	-	-79.74B	-79.93B	-931M	-543M
Cash from Financing	-	-77.74B	-79.93B	-931M	58.05B
Foreign Exchange Rate Adjustments	-	-	-590M	155M	701M
Miscellaneous Cash Flow Adjustments	-	-	-	-	-
Net Change in Cash	-	180B	-146B	87.21B	465B
Supplemental Items
Cash Interest Paid	-	8.99B	8.74B	9.85B	14.93B
Cash Income Tax Paid (Refund)	-	47.34B	59.64B	57.47B	13.06B
Net Debt Issued / Repaid	-	2.01B	0	0	58.6B
Levered Free Cash Flow	-	592B	-265B	-185B	557B
Unlevered Free Cash Flow	-	598B	-259B	-179B	566B
Change In Net Working Capital	-9.34B	-421B	411B	-128B	-339B

Fiscal Period: December	2019	2020	2021	2022	2023
Profitability
Return on Assets	1.25	2.73	2.65	-2.38	2.5
Return on Total Capital	4.48	10.74	10.3	-10.1	10.55
Return On Equity %	6.06	12.3	12.26	-17.4	13.05
Return on Common Equity	6.06	11.88	11.66	-17.44	13.07
Margin Analysis
Gross Profit Margin %	2.34	18.72	18.03	-1.22	44.31
SG&A Margin	-	11.98	11.31	4.78	4.08
EBITDA Margin %	2.61	7.07	7.17	-5.61	7.02
EBITA Margin %	2.32	6.73	6.71	-6.09	6.5
EBIT Margin %	2.32	6.73	6.71	-6.09	6.5
Income From Continuing Operations Margin %	1.89	4.79	4.99	-6.56	4.94
Net Income Margin %	1.89	4.81	4.99	-6.56	4.94
Net Avail. For Common Margin %	1.89	4.62	4.74	-6.56	4.94
Normalized Net Income Margin	1.45	3.71	3.97	-4.05	3.91
Levered Free Cash Flow Margin	-	11.87	-5.13	-3.49	10.89
Unlevered Free Cash Flow Margin	-	11.98	-5.02	-3.37	11.07
Asset Turnover
Asset Turnover	0.87	0.65	0.63	0.63	0.62
Fixed Assets Turnover	54.65	39.11	48.75	20.12	12.57
Receivables Turnover (Average Receivables)	14.89	17.78	21.22	21.26	23.14
Inventory Turnover (Average Inventory)	808.04	450.03	2.18K	3.17K	2.72K
Short Term Liquidity
Current Ratio	1.16	1.12	1.15	1.14	1.16
Quick Ratio	0.73	0.64	0.71	0.66	0.69
Operating Cash Flow to Current Liabilities	-	0.13	0.04	-0.08	-0.04
Days Sales Outstanding (Average Receivables)	24.51	20.59	17.2	17.17	15.77
Days Outstanding Inventory (Average Inventory)	0.45	0.81	0.17	0.11	0.13
Average Days Payable Outstanding	104.07	161.81	165.09	148.11	296.75
Cash Conversion Cycle (Average Days)	-79.11	-140.41	-147.73	-130.83	-280.84
Long Term Solvency
Total Debt/Equity	-	-	-	-	2.84
Total Debt / Total Capital	-	-	-	-	2.76
LT Debt/Equity	-	-	-	-	-
Long-Term Debt / Total Capital	-	-	-	-	-
Total Liabilities / Total Assets	75.2	73.98	74.54	78.37	74.88
EBIT / Interest Expense	-	37.36	39.6	-32.74	22.08
EBITDA / Interest Expense	-	39.28	42.34	-30.16	23.85
(EBITDA - Capex) / Interest Expense	-	33.44	31.86	-43.77	23.15
Total Debt / EBITDA	-	-	-	-	0.16
Net Debt / EBITDA	-0.79	-0.84	-0.41	0.81	-1.8
Total Debt / (EBITDA - Capex)	-	-	-	-	0.17
Net Debt / (EBITDA - Capex)	-0.79	-0.99	-0.55	0.56	-1.85
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	63.5