Projected Income Statement: Lloyds Banking Group plc

Forecast Balance Sheet: Lloyds Banking Group plc

Fiscal Period: December 2021 2022 2023 2024 2025 2026 2027 2028
Net Debt - - - - - - - -
Change - - - - - - - -
Announcement Date 2/24/22 2/22/23 2/22/24 2/20/25 1/29/26 - - -
Estimates

Cash Flow Forecast: Lloyds Banking Group plc

Fiscal Period: December 2020 2021 2022 2023 2024 2025
CAPEX 1 2,901 3,228 3,855 5,455 4,364 5,071
Change - 11.27% 19.42% 41.5% -20% 16.2%
Free Cash Flow (FCF) 1 - - - - - -
Change - - - - - -
Announcement Date 2/24/21 2/24/22 2/22/23 2/22/24 2/20/25 2/13/26
1GBP in Million
Estimates

Forecast Financial Ratios: Lloyds Banking Group plc

Fiscal Period: December 2020 2021 2022 2023 2024 2025 2026 2027 2028

Profitability

         
EBITDA Margin (%) - - - - - - - - -
EBIT Margin (%) - 42.12% 48.63% 42.97% 36.74% 38.33% 46.21% 48.37% 49.55%
EBT Margin (%) - 42.54% 37.61% 39.72% 32.38% 33.72% 39.68% 41.88% 42.9%
Net margin (%) - 35.65% 29.63% 28.91% 23.97% 23.58% 26.65% 28.32% 29.17%
FCF margin (%) - - - - - - - - -
FCF / Net Income (%) - - - - - - - - -

Profitability

         
ROA - 0.66% 0.62% 0.65% 0.53% 0.51% 0.6% 0.68% 0.7%
ROE - 11.33% 13.5% 12.52% 10.12% 10.16% 13.84% 15.11% 15.64%

Financial Health

         
Leverage (Debt/EBITDA) - - - - - - - - -
Debt / Free cash flow - - - - - - - - -

Capital Intensity

         
CAPEX / Current Assets (%) - - - - - - - - -
CAPEX / EBITDA (%) - - - - - - - - -
CAPEX / FCF (%) - - - - - - - - -

Items per share

         
Cash flow per share 1 - - - - - - - - -
Change - - - - - - - - -
Dividend per Share 1 - 0.02 0.024 0.0276 0.0317 0.0365 0.0425 0.0504 0.0536
Change - - 20% 15% 14.86% 15.14% 16.33% 18.79% 6.21%
Book Value Per Share 1 - 0.746 0.6867 0.726 0.7325 0.7973 0.7654 0.8269 0.8892
Change - - -7.95% 5.72% 0.9% 8.85% -4% 8.04% 7.53%
EPS 1 - 0.075 0.072 0.075 0.062 0.069 0.0984 0.1162 0.133
Change - - -4% 4.17% -17.33% 11.29% 42.55% 18.18% 14.43%
Nbr of stocks (in thousands) - 71,014,218 66,817,904 63,225,307 60,340,622 58,798,510 58,501,734 58,501,734 58,501,734
Announcement Date - 2/24/22 2/22/23 2/22/24 2/20/25 1/29/26 - - -
1GBP
Estimates
2026 *2027 *
P/E ratio 10.5x 8.85x
PBR 1.34x 1.24x
EV / Sales 2.76x 2.58x
Yield 4.13% 4.9%

EPS & Dividend

Y-o-Y evolution of P/E

Year-on-year evolution of the Yield

Trader
Investor
-
Global
-
Quality
ESG MSCI
AAA
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
18
Last Close Price
1.029GBP
Average target price
1.129GBP
Spread / Average Target
+9.75%

Quarterly revenue - Rate of surprise

  1. Stock Market
  2. Equities
  3. LLOY Stock
  4. Financials Lloyds Banking Group plc