Valuation Finance House

Equities

Market Closed - Abu Dhabi Securities Exchange Other stock markets 21:05:06 2025-07-17 EDT			5-day change	1st Jan Change
2.200 ^AED	0.00%		0.00%	+2.80%

05-27	Finance House Accumulated Losses At 20.59% Of Capital As Of End March	RE
05-16	Finance House Resumes Trading on Abu Dhabi Bourse	MT

Data adjusted to current consolidation scope

Fiscal Period: December	2019	2020	2021	2022	2023	2024
Capitalization ¹	481.3	567.9	597.7	590.9	583.1	579.4
Change	-	17.99%	5.25%	-1.15%	-1.31%	-0.63%
Enterprise Value (EV) ¹	674.1	913.1	1,100	960.9	836.2	818.2
Change	-	35.45%	20.44%	-12.62%	-12.97%	-2.15%
P/E ratio	-55.3x	-82.9x	-193x	-251x	38x	-159x
PBR	1.17x	1.49x	1.4x	1.65x	1.77x	1.84x
PEG	-	3.9x	3.5x	14.3x	-0x	1x
Capitalization / Revenue	2.09x	2.77x	3.13x	3.23x	4.94x	4.22x
EV / Revenue	2.93x	4.46x	5.75x	5.26x	7.08x	5.96x
EV / EBITDA	-	-	-	-	-	-
EV / EBIT	-	-	-	-	-	-
EV / FCF	-	-	-	-	-	-
FCF Yield	-	-	-	-	-	-
Dividend per Share ²	-	0.0104	-	-	-	-
Rate of return	-	0.55%	-	-	-	-
EPS ²	-0.0291	-0.0229	-0.0103	-0.008518	0.0564	-0.0135
Distribution rate	-	-45.4%	-	-	-	-
Net sales ¹	230	204.7	191.1	182.7	118	137.3
EBITDA	-	-	-	-	-	-
EBIT	-	-	-	-	-	-
Net income ¹	13.59	13.96	15.48	16.56	35.98	15.68
Net Debt ¹	192.8	345.2	502	370	253.1	238.8
Reference price ²	1.610	1.900	2.000	2.140	2.140	2.140
Nbr of stocks (in thousands)	298,950	298,900	298,862	276,109	272,481	270,766
Announcement Date	2/16/20	2/14/21	2/15/22	2/14/23	3/30/24	3/24/25

¹AED in Million²AED

Estimates

Add to a list 0 selected To use this feature you must be a member Log in Sign up	P/E (Y)	EV / Sales (Y)	EV / EBITDA (Y)	Dividend Yield (Y)	Capi.($)
FINANCE HOUSE	-	-	-	-	162M
BAJAJ FINANCE LIMITED	28.02x	18.34x	-	0.54%	67.9B
BAJAJ FINSERV LTD.	30.8x	3.3x	16.12x	0.06%	37.61B
SYNCHRONY FINANCIAL	8.92x	1.44x	-	1.6%	26.66B
ORIX CORPORATION	9.36x	2.88x	20.84x	4.11%	25.26B
SOFI TECHNOLOGIES, INC.	77.43x	6.97x	25.74x	-.--%	24.11B
CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED	24.25x	19.58x	46.71x	0.18%	15.19B
SHRIRAM FINANCE LIMITED	12.56x	13.28x	25.77x	1.59%	14.09B
MUTHOOT FINANCE LIMITED	20.7x	-	-	1.06%	12.4B
Average	26.51x	9.40x	27.04x	1.14%	24.82B
Weighted average by Cap.	27.79x	10.12x	24.31x	1%