Business Segments Finance House

Equities

FH

AEF000401016

Consumer Lending

Market Closed - Abu Dhabi Securities Exchange Other stock markets 19:29:12 2026-02-11 EST			5-day change	1st Jan Change
2.150 ^AED	0.00%		0.00%	-

12:55am	Finance House Posts Higher FY25 Preliminary Pretax Net Profit; Revenue Declines	MT
12:18am	Finance House FY net profit pre-tax 20.2 million dirhams	RE

Sales 2024 by Business Segment

Sales 2024 by Geography

Historical Breakdown of Revenue by Business Segments

Net Income: Breakdown by Business Segment

Breakdown by Business Segment (AED)

Fiscal Period: December	2020	2021	2022	2023	2024
Personal Credit Agencies
Commercial and Retail Financing	90.7M	83.86M	110M	137M	109M
Total Assets	2.01B	1.89B	2.04B	1.88B	1.78B
Interest Expense	-40.54M	-29.03M	-24.95M	-38.67M	-44.78M
CAPEX	-	-	-12.92M	-	-
D&A	-	-	7.41M	6.2M	10.07M
Operating Income	138M	135M	126M	161M	116M
Net Income	66.15M	82.29M	87.77M	137M	69.27M
Other	-	-	16.37M	12.75M	17.84M
Total Assets	-	-	347M	375M	385M
Interest Expense	-	-	-11.98M	-24.16M	-16.15M
CAPEX	-	-	-17K	-13K	-84K
D&A	-	-	181K	185K	184K
Operating Income	-	-	6.18M	2.48M	9.74M
Net Income	-	-	6.18M	3.92M	8.99M
Investment Funds
Investment	26.78M	20.45M	2.67M	-12.92M	9.67M
Total Assets	137M	847M	769M	297M	763M
Interest Expense	-9.91M	-8.63M	-18.14M	-20.13M	-37.62M
CAPEX	-26K	-652K	-1.52M	-969K	-1.64M
D&A	203K	200K	194K	184K	159K
Operating Income	23.92M	14.96M	-3.45M	-18.68M	6.94M
Net Income	23.92M	14.96M	-3.45M	-18.68M	6.94M
Islamic Financing and Investing	4.56M	6.18M	-	-	-
Total Assets	632M	30.3M	-	-	-
Interest Expense	-981K	-981K	-	-	-
CAPEX	-	-	-	-	-
D&A	128K	35K	-	-	-
Operating Income	3.37M	7.42M	-	-	-
Net Income	1.54M	7.22M	-	-	-
Casualty
Insurance	59.51M	54.49M	125M	-38.96M	-13.05M
Total Assets	336M	386M	460M	217M	206M
CAPEX	-5.18M	-1.56M	-1.11M	-806K	-427K
D&A	1.84M	1.65M	1.36M	-	-
Operating Income	2.49M	2.79M	-4.38M	-38.34M	-13.58M
Net Income	2.49M	2.79M	-4.38M	-38.34M	-13.58M
Securities and Commodities Markets Services
Brokerage	11.59M	11.59M	-	-	-
Total Assets	293M	345M	-	-	-
Interest Expense	-5.11M	-5.11M	-	-	-
CAPEX	-270K	-465K	-	-	-
D&A	124K	241K	-	-	-
Operating Income	3.38M	2.3M	-	-	-
Net Income	3.38M	2.3M	-	-	-
Commercial Construction and Engineering
Construction	-	-	-	-	-
Total Assets	-	-	-	-	-
D&A	-	-	-	-	-
Operating Income	-	-	-	-	-
Net Income	-	-	-	-	-
Lodging
CAPEX	-1.62M	-15.88M	-	-28.36M	-4.14M
D&A	12.91M	11.32M	-	-	-
Operating Income	-76.58M	-86.8M	-65.34M	-69.4M	-63.36M
Net Income	-76.58M	-86.8M	-65.34M	-69.4M	-63.36M

Geographical Revenue Distribution History

Geographical breakdown of sales (AED)

Fiscal Period: December	2020	2021	2022	2023	2024
Total Assets	-	-	-	-	-
Total Assets	-	-	-	-	-
Total Assets	-	-	-	-	-
Total Assets	-	-	-	-	-
Total Assets	-	-	-	-	-