Cash flow Barclays PLC

Equities

BARC

GB0031348658

Banks

Market Closed - London S.E. Other stock markets 11:35:11 2025-12-05 EST			5-day change	1st Jan Change
434.40 ^GBX	-1.09%		+0.96%	+62.00%

12-05	Sector Update: Financial Stocks Rise Late Afternoon	MT
12-05	Sector Update: Financial	MT

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Published financial data: BARCLAYS PLC

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2020	2021	2022	2023	2024
Interest Income On Loans	11.89B	11.24B	19.1B	35.08B	38.33B
Interest Income, Total	11.89B	11.24B	19.1B	35.08B	38.33B
Interest On Deposits	3.77B	3.17B	8.52B	22.37B	25.39B
Interest Expense, Total	3.77B	3.17B	8.52B	22.37B	25.39B
Net Interest Income	8.12B	8.07B	10.57B	12.71B	12.94B
Income From Trading Activities	7.03B	5.79B	8.05B	5.94B	5.77B
Gain (Loss) on Sale of Assets	17M	-	-	-	-
Gain (Loss) on Sale of Invest. & Securities - (Rev)	-208M	-201M	-285M	-119M	-68M
Total Other Non Interest Income	6.94B	8.27B	6.62B	6.84B	7.6B
Non Interest Income, Total	13.78B	13.87B	14.38B	12.67B	13.3B
Revenues Before Provison For Loan Losses	21.9B	21.94B	24.96B	25.38B	26.23B
Provision For Loan Losses	4.84B	-653M	1.22B	1.88B	1.98B
Total Revenues	17.06B	22.59B	23.74B	23.5B	24.25B
Salaries And Other Employee Benefits	7.56B	7.74B	8.75B	9.09B	9.13B
Selling General & Admin Expenses, Total	5.87B	5.82B	6.33B	6.99B	6.79B
(Income) Loss on Equity Invest.	-6M	-260M	-6M	9M	-37M
Total Other Non Interest Expense	-	-	-	-	320M
Non Interest Expense, Total	13.43B	13.3B	15.07B	16.09B	16.21B
EBT, Excl. Unusual Items	3.63B	9.29B	8.66B	7.41B	8.04B
Restructuring Charges	-102M	-562M	7M	-452M	-235M
Impairment of Goodwill	-	-	-	-33M	-
Asset Writedown	-194M	-137M	-63M	-330M	-34M
Legal Settlements	-153M	-177M	-1.6B	-37M	-220M
Other Unusual Items	-115M	-	-	-	556M
EBT, Incl. Unusual Items	3.06B	8.41B	7.01B	6.56B	8.11B
Income Tax Expense	604M	1.19B	1.04B	1.23B	1.75B
Earnings From Continuing Operations	2.46B	7.23B	5.97B	5.32B	6.36B
Earnings Of Discontinued Operations	-	-	-	-	-
Net Income to Company	2.46B	7.23B	5.97B	5.32B	6.36B
Minority Interest	-78M	-47M	-45M	-64M	-49M
Net Income - (IS)	2.38B	7.18B	5.93B	5.26B	6.31B
Preferred Dividend and Other Adjustments	857M	804M	905M	985M	991M
Net Income to Common Incl Extra Items	1.53B	6.38B	5.02B	4.27B	5.32B
Net Income to Common Excl. Extra Items	1.53B	6.38B	5.02B	4.27B	5.32B
Per Share Items
Net EPS - Basic	0.09	0.38	0.31	0.28	0.36
Basic EPS - Continuing Operations	0.09	0.38	0.31	0.28	0.36
Basic Weighted Average Shares Outstanding	17.3B	16.98B	16.33B	15.44B	14.76B
Net EPS - Diluted	0.09	0.37	0.3	0.27	0.35
Diluted EPS - Continuing Operations	0.09	0.37	0.3	0.27	0.35
Diluted Weighted Average Shares Outstanding	17.67B	17.42B	16.87B	15.9B	15.27B
Normalized Basic EPS	0.13	0.34	0.33	0.3	0.34
Normalized Diluted EPS	0.12	0.33	0.32	0.29	0.33
Dividend Per Share	0.01	0.06	0.07	0.08	0.08
Payout Ratio	35.96	18.33	32.61	41.74	35.07
American Depositary Receipts Ratio (ADR)	4	4	4	4	4
Supplemental Items
Effective Tax Rate - (Ratio)	19.71	14.12	14.82	18.82	21.61
Total Current Taxes	1.29B	1.78B	601M	1.18B	1.66B
Total Deferred Taxes	-682M	-596M	438M	56M	93M
Normalized Net Income	2.19B	5.76B	5.37B	4.57B	4.98B
Non-Cash Pension Expense	-43M	-23M	-99M	-219M	-153M
Supplemental Operating Expense Items
Stock-Based Comp., SG&A Exp. (Total)	431M	477M	513M	479M	507M
Total Stock-Based Compensation	431M	477M	513M	479M	507M

Fiscal Period: December	2020	2021	2022	2023	2024
Assets
Cash And Equivalents	194B	240B	259B	228B	214B
Investment Securities, Total	233B	219B	241B	291B	301B
Trading Asset Securities, Total	461B	448B	476B	479B	505B
Total investments	694B	668B	717B	770B	806B
Gross Loans	345B	361B	398B	342B	344B
Allowance For Loan Losses	-8.34B	-5.74B	-5.59B	-5.72B	-5.07B
Other Adjustments to Gross Loans	-63M	-5M	-2M	-	-2M
Net Loans	337B	355B	392B	336B	339B
Gross Property Plant And Equipment	9.03B	9.26B	8.55B	7.93B	8.09B
Accumulated Depreciation	-5B	-5.71B	-4.94B	-4.51B	-4.49B
Net Property Plant And Equipment	4.03B	3.55B	3.61B	3.42B	3.6B
Goodwill	3.89B	3.89B	3.91B	4.18B	4.45B
Other Intangibles, Total	4.06B	4.17B	4.33B	3.62B	3.82B
Investment in Real Estate	10M	7M	5M	2M	9M
Other Receivables	477M	261M	385M	121M	155M
Restricted Cash	105B	97.29B	116B	113B	123B
Other Current Assets, Total	-	-	-	3.92B	9.85B
Deferred Tax Assets Long-Term (Collected)	3.44B	4.62B	6.99B	5.96B	6.32B
Other Long-Term Assets, Total	4.44B	7.66B	10.22B	9.86B	8.08B
Total Assets	1,350B	1,384B	1,514B	1,477B	1,518B
Liabilities
Accrued Expenses, Total	3.68B	4.17B	4.62B	4.32B	4.48B
Interest Bearing Deposits	91.85B	93.72B	143B	582B	607B
Non-Interest Bearing Deposits	411B	455B	444B	-	-
Total Deposits	503B	549B	587B	582B	607B
Short-Term Borrowings	478B	425B	463B	436B	435B
Current Portion of Long-Term Debt	35.8B	55.02B	69.03B	66.63B	58.58B
Current Portion of Leases	255M	230M	229M	174M	195M
Long-Term Debt	121B	139B	140B	151B	165B
Long-Term Leases	1.19B	1.09B	987M	797M	1.01B
Current Income Taxes Payable	645M	739M	580M	529M	566M
Other Current Liabilities - (Bank / Utility Template)	135B	135B	171B	157B	168B
Pension & Other Post Retirement Benefits	291M	311M	264M	266M	240M
Deferred Tax Liability Non-Current	15M	37M	16M	22M	18M
Other Non Current Liabilities	4.25B	4.95B	8.07B	6.88B	5.04B
Total Liabilities	1,283B	1,314B	1,444B	1,406B	1,446B
Common Stock, Total	4.34B	4.19B	3.97B	3.79B	3.6B
Additional Paid In Capital	297M	348M	405M	499M	581M
Retained Earnings	45.53B	50.66B	52.83B	53.73B	56.03B
Treasury Stock	-	-	-	-	-
Comprehensive Income and Other	15.63B	14.03B	11.09B	13.18B	11.61B
Total Common Equity	65.8B	69.22B	68.29B	71.2B	71.82B
Minority Interest	1.08B	989M	968M	660M	660M
Total Equity	66.88B	70.21B	69.26B	71.86B	72.48B
Total Liabilities And Equity	1,350B	1,384B	1,514B	1,477B	1,518B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	17.34B	16.74B	15.86B	15.14B	14.4B
ECS Total Common Shares Outstanding	17.34B	16.74B	15.86B	15.14B	14.4B
Book Value / Share	3.15	3.4	3.47	3.83	4.15
Tangible Book Value	57.85B	61.16B	60.05B	63.41B	63.55B
Tangible Book Value Per Share	2.69	2.92	2.95	3.31	3.57
Tangible Book Value Per Share (As Reported)	2.69	2.92	2.95	3.31	3.57
Average Assets	-	-	-	-	-
Average Loans	-	-	-	-	-
Total Debt	636B	620B	673B	654B	660B
Deposits at Interest - Cash	6.81B	7.1B	7.29B	7.92B	8.78B
Debt Equivalent of Unfunded Proj. Benefit Obligation	-1.74B	-3.79B	-4.68B	-3.6B	-3.2B
Net Debt	-165B	-217B	-228B	-204B	-206B
Equity Method Investments, Total	781M	999M	922M	879M	891M
Full Time Employees	83K	81.6K	87.4K	92.4K	93K
Assets on Operating Lease - Gross	9M	-	-	-	-
Assets on Operating Lease - Accumulated Depreciation	-9M	-	-	-	-

Fiscal Period: December	2020	2021	2022	2023	2024
Net Income	2.38B	7.18B	5.93B	5.26B	6.31B
Depreciation, Depletion & Amortization	642M	675M	614M	576M	532M
Amortization of Goodwill and Intangible Assets - (CF)	76M	80M	113M	89M	35M
Total Depreciation, Depletion & Amortization	718M	755M	727M	665M	567M
Amortization of Deferred Charges, Total	822M	918M	996M	1.12B	1.13B
(Gain) Loss on Sale of Investments - (CF)	47M	39M	54M	11M	20M
Total Asset Writedown	194M	403M	63M	363M	34M
Provision for Credit Losses	4.84B	-653M	1.22B	1.88B	1.98B
Change in Trading Asset Securities	-10.38B	-34.71B	12.3B	-7.97B	5.74B
Change in Other Net Operating Assets (Collected)	1.56B	33.35B	-6.23B	-6.97B	-27.03B
Other Operating Activities	-1.61B	3.24B	-11.18B	11.67B	3.4B
Net Cash From Discontinued Operations	-	-	-	-	-
Cash from Operations	-1.44B	10.52B	3.88B	6.03B	-7.84B
Capital Expenditure	-1.32B	-1.72B	-1.75B	-1.72B	-1.57B
Sale of Property, Plant, and Equipment	-	-	-	-	-
Divestitures	-	1.06B	-	-2.42B	-460M
Investment in Marketable and Equity Securities, Total	-17.04B	4.93B	-20.01B	-19.3B	-18.6B
Other Investing Activities, Total	-12M	7M	86M	23M	2.75B
Cash from Investing	-18.38B	4.27B	-21.67B	-23.41B	-17.89B
Long-Term Debt Issued, Total	7.17B	10.3B	12.62B	11.36B	14.01B
Total Debt Issued	7.17B	10.3B	12.62B	11.36B	14.01B
Long-Term Debt Repaid, Total	-3.26B	-8.28B	-9.01B	-8.49B	-7.62B
Total Debt Repaid	-3.26B	-8.28B	-9.01B	-8.49B	-7.62B
Issuance of Common Stock	1.16B	1.12B	3.2B	3.25B	1.68B
Repurchase of Common Stock	-1.41B	-1.67B	-4.13B	-5.25B	-5.03B
Common Dividends Paid	-857M	-1.32B	-1.93B	-2.2B	-2.21B
Common & Preferred Stock Dividends Paid	-857M	-1.32B	-1.93B	-2.2B	-2.21B
Net Increase (Decrease) in Deposit Accounts - (CF)	58.94B	38.4B	26.35B	-6.96B	14.95B
Other Financing Activities, Total	-79M	-44M	-45M	-64M	-49M
Cash from Financing	61.67B	38.5B	27.04B	-8.35B	15.74B
Foreign Exchange Rate Adjustments	1.67B	-4.23B	10.33B	-5.05B	-2.41B
Net Change in Cash	43.53B	49.06B	19.58B	-30.78B	-12.4B
Supplemental Items
Cash Interest Paid	9.58B	8.06B	28.71B	48.25B	25.29B
Cash Income Tax Paid (Refund)	683M	1.34B	688M	836M	1.28B
Net Debt Issued / Repaid	3.92B	2.02B	3.6B	2.87B	6.4B

Fiscal Period: December	2020	2021	2022	2023	2024
Profitability
Return on Assets	0.2	0.53	0.41	0.36	0.42
Return On Equity %	3.71	10.54	8.58	7.54	8.81
Return on Common Equity	2.34	9.44	7.31	6.13	7.43
Shareholders Value Added	-5.29B	-491M	-2.2B	-2.74B	-2.09B
Margin Analysis
SG&A Margin	78.76	60.03	63.52	68.43	65.67
Net Interest Income / Total Revenues %	47.61	35.73	44.54	54.09	53.34
EBT Excl. Non-Recurring Items Margin %	21.27	41.12	36.51	31.53	33.16
Income From Continuing Operations Margin %	14.43	31.98	25.16	22.65	26.21
Net Income Margin %	13.97	31.78	24.97	22.38	26.01
Net Avail. For Common Margin %	8.94	28.22	21.16	18.19	21.92
Normalized Net Income Margin	12.84	25.49	22.63	19.43	20.52
Asset quality
Nonperforming Loans / Total Loans %	2.61	2.01	1.78	2.1	2.16
Nonperforming Loans / Total Assets %	0.67	0.52	0.47	0.49	0.49
Nonperforming Assets / Total Assets %	0.67	0.52	0.47	0.49	0.49
NPAs / Loans and OREO	2.61	2.01	1.78	2.1	2.16
NPAs / Equity	13.45	10.3	10.23	10.01	10.23
Allowance for Credit Losses / Net Charge-offs %	432.09	324.41	359.38	508.99	344.66
Allowance for Credit Losses / Nonperforming Loans %	92.64	79.36	78.92	79.56	68.37
Allowance for Credit Losses / Total Loans %	2.42	1.59	1.41	1.67	1.47
Net Charge-offs / Total Average Loans %	-	-	-	-	-
Provision for Loan Losses / Net Charge-offs %	250.8	-36.89	78.41	167.35	134.74
Earning Assets / IBL	-	-	-	-	-
Interest Income / Average Assets	-	-	-	-	-
Interest Expense / Average Assets	-	-	-	-	-
Net Interest Income / Average Assets	-	-	-	-	-
Non Interest Income / Average Assets	-	-	-	-	-
Non Interest Expense / Average Asset	-	-	-	-	-
Capital And Funding
Total Average Common Equity / Total Average Assets %	5.23	4.94	4.74	4.66	4.77
Total Average Equity / Total Average Assets %	5.32	5.01	4.81	4.72	4.82
Total Equity + Allowance for Loan Losses / Total Loans %	21.48	20.78	18.57	22.5	22.34
Gross Loans / Total Deposits %	68.64	65.74	67.81	58.7	56.69
Net Loans / Total Deposits %	66.97	64.69	66.86	57.72	55.85
Tier 1 Capital Ratio %	19	19.2	17.9	17.7	16.9
Total Capital Ratio %	22.1	22.3	20.8	20.1	19.6
Core Tier 1 Capital Ratio	15.1	15.1	13.9	13.8	13.6
Tier 2 Capital Ratio	3.14	3.1	2.96	2.44	2.65
Coverage Ratio	92.64	79.36	78.92	79.56	68.37
Interbank Ratio	56.73	27.87	22.9	21.46	24.78
Fixed Charges Coverage
EBT + Interest Expense / Interest Expense	1.81	3.66	1.82	1.29	1.32
Growth Over Prior Year
Net Interest Income, 1 Yr. Growth %	-13.66	-0.6	30.96	20.21	1.79
Non Interest Income, 1 Yr. Growth %	12.6	0.66	3.73	-11.92	4.95
Provision For Loan Losses, 1 Yr. Growth %	153.03	-113.5	-286.83	54.18	5.37
Total Revenues, 1 Yr. Growth %	-13.53	32.43	5.06	-1.01	3.2
Earnings From Cont. Operations, 1 Yr. Growth %	-26.62	193.62	-15.35	-10.88	19.41
Net Income, 1 Yr. Growth %	-27.21	201.26	-15.42	-11.29	19.93
Normalized Net Income, 1 Yr. Growth %	-43.87	162.96	-6.75	-14.97	8.98
Diluted EPS Before Extra, 1 Yr. Growth %	-39.01	325.58	-16.29	-9.73	29.37
Dividend Per Share, 1 Yr. Growth %	-66.67	500	20.83	10.34	5
Gross Loans, 1 Yr. Growth %	2.19	4.53	10.32	-3	0.67
Allowance For Loan Losses, 1 Yr. Growth %	32.13	-31.11	-2.61	3.08	-11.38
Net Loans, 1 Yr. Growth %	1.69	5.43	10.53	-3.1	0.87
Non Performing Loans, 1 Yr. Growth %	13.56	-19.58	-2.06	1.48	3.13
Non Performing Assets, 1 Yr. Growth %	13.56	-19.58	-2.06	1.48	3.13
Total Assets, 1 Yr. Growth %	18.35	2.58	9.35	-2.39	2.76
Total Deposits, 1 Yr Growth %	13.92	9.14	6.95	-0.76	4.24
Tangible Book Value, 1 Yr. Growth %	2.73	5.73	-1.54	5.59	0.21
Average Interest Earning Assets, 1 Yr. Growth %	-	-	-	-	-
Average Interest Bearing Liabilities, 1 Yr. Growth %	-	-	-	-	-
Common Equity, 1 Yr. Growth %	2.12	5.21	-1.1	4.26	0.87
Total Equity, 1 Yr. Growth %	1.86	4.98	-1.12	3.76	0.86
Compound Annual Growth Rate Over Two Years
Net Interest Income, 2 Yr. CAGR %	-5.33	-7.36	14.09	25.47	10.62
Non Interest Income, 2 Yr. CAGR %	6.82	6.46	2.61	-4.42	-3.86
Provision For Loan Losses, 2 Yr. CAGR %	81.54	-41.56	-49.78	69.72	27.46
Total Revenues, 2 Yr. CAGR %	-6.87	7.01	18.35	1.98	1.08
Earnings From Cont. Operations, 2 Yr. CAGR %	-2.39	46.78	55.79	-13.14	3.16
Net Income, 2 Yr. CAGR %	0.72	48.08	57.72	-13.38	3.15
Normalized Net Income, 2 Yr. CAGR %	-19.95	21.49	59.23	-10.95	-3.74
Diluted EPS Before Extra, 2 Yr. CAGR %	-3.32	61.11	86.15	-13.07	8.06
Dividend Per Share, 2 Yr. CAGR %	-60.78	41.42	169.26	15.47	7.64
Gross Loans, 2 Yr. CAGR %	2.91	3.35	7.39	-2.65	-1.18
Allowance For Loan Losses, 2 Yr. CAGR %	10.96	-4.59	-18.09	-0.18	-4.42
Net Loans, 2 Yr. CAGR %	2.78	3.54	7.95	-2.69	-1.13
Non Performing Loans, 2 Yr. CAGR %	2.86	-4.44	-11.25	-0.3	2.3
Non Performing Assets, 2 Yr. CAGR %	2.86	-4.44	-11.25	-0.3	2.3
Total Assets, 2 Yr. CAGR %	9.12	10.18	5.91	3.31	0.15
Total Deposits, 2 Yr CAGR %	8.57	11.5	8.04	3.02	1.71
Tangible Book Value, 2 Yr. CAGR %	2.95	4.22	1.89	1.96	2.87
Average Interest Earning Assets, 2 Yr. CAGR %	-	-	-	-	-
Average Interest Bearing Liabilities, 2 Yr. CAGR %	-	-	-	-	-
Common Equity, 2 Yr. CAGR %	2.56	3.65	1.88	1.55	2.55
Total Equity, 2 Yr. CAGR %	2.4	3.41	1.76	1.29	2.3
Compound Annual Growth Rate Over Three Years
Net Interest Income, 3 Yr. CAGR %	-6.21	-3.78	3.97	16.1	17.02
Non Interest Income, 3 Yr. CAGR %	6.46	4.72	5.54	-2.48	-1.39
Provision For Loan Losses, 3 Yr. CAGR %	27.47	-23.66	-13.91	-27.01	44.79
Total Revenues, 3 Yr. CAGR %	-3.4	4.73	6.36	11.51	2.39
Earnings From Cont. Operations, 3 Yr. CAGR %	18.61	40.9	21.21	29.32	-3.42
Net Income, 3 Yr. CAGR %	29.04	45.12	21.88	30.19	-3.46
Normalized Net Income, 3 Yr. CAGR %	-8.06	19	11.24	29.18	-4.75
Diluted EPS Before Extra, 3 Yr. CAGR %	36.25	58.45	28.33	46.25	-0.75
Dividend Per Share, 3 Yr. CAGR %	-30.66	-2.63	34.2	100	11.87
Gross Loans, 3 Yr. CAGR %	2.4	3.45	5.62	-0.31	-1.56
Allowance For Loan Losses, 3 Yr. CAGR %	21.46	-5.34	-3.94	-11.79	-4.06
Net Loans, 3 Yr. CAGR %	2.09	3.65	5.82	-0.06	-1.52
Non Performing Loans, 3 Yr. CAGR %	-	-5.24	-3.65	-7.2	0.83
Non Performing Assets, 3 Yr. CAGR %	-	-5.24	-3.65	-7.2	0.83
Total Assets, 3 Yr. CAGR %	5.99	6.9	9.9	3.07	3.13
Total Deposits, 3 Yr CAGR %	7.64	8.76	9.96	5.02	3.43
Tangible Book Value, 3 Yr. CAGR %	1.06	3.87	2.17	3.11	1.38
Average Interest Earning Assets, 3 Yr. CAGR %	-	-	-	-	-
Average Interest Bearing Liabilities, 3 Yr. CAGR %	-	-	-	-	-
Common Equity, 3 Yr. CAGR %	0.98	3.43	1.96	2.67	1.32
Total Equity, 3 Yr. CAGR %	0.44	3.25	1.8	2.42	1.15
Compound Annual Growth Rate Over Five Years
Net Interest Income, 5 Yr. CAGR %	-5.2	-5.19	1.44	7	6.58
Non Interest Income, 5 Yr. CAGR %	5	4.12	4.73	0.97	1.68
Provision For Loan Losses, 5 Yr. CAGR %	22.39	-20.47	-12.18	5.08	0.72
Total Revenues, 5 Yr. CAGR %	-2.78	2.66	4.63	3.62	4.21
Earnings From Cont. Operations, 5 Yr. CAGR %	282.65	26.43	32.28	15.56	13.64
Net Income, 5 Yr. CAGR %	117.46	28.12	39.83	17.49	14.01
Normalized Net Income, 5 Yr. CAGR %	16.27	15.63	13.76	5.97	4.99
Diluted EPS Before Extra, 5 Yr. CAGR %	18.05	31.93	54.36	23.93	19.8
Dividend Per Share, 5 Yr. CAGR %	-31.23	14.87	19.3	4.24	22.87
Gross Loans, 5 Yr. CAGR %	-3.37	1.09	4.37	0.96	0.38
Allowance For Loan Losses, 5 Yr. CAGR %	11.11	4.44	3.75	-3.31	-4.28
Net Loans, 5 Yr. CAGR %	-3.61	1.04	4.39	1.07	0.48
Non Performing Loans, 5 Yr. CAGR %	-	-	-	-3.3	-1.31
Non Performing Assets, 5 Yr. CAGR %	-	-	-	-3.3	-1.31
Total Assets, 5 Yr. CAGR %	3.8	2.67	5.96	5.45	5.89
Total Deposits, 5 Yr CAGR %	1.56	7.02	7.8	6.43	6.58
Tangible Book Value, 5 Yr. CAGR %	2.32	1.37	1.39	3.04	2.45
Average Interest Earning Assets, 5 Yr. CAGR %	-	-	-	-	-
Average Interest Bearing Liabilities, 5 Yr. CAGR %	-	-	-	-	-
Common Equity, 5 Yr. CAGR %	1.93	1.31	1.34	2.62	2.2
Total Equity, 5 Yr. CAGR %	0.31	-0.33	0.96	2.42	2