Cash flow Banco BBVA Argentina S.A.

Equities

BBAR

ARP125991090

Banks

End-of-day quote Buenos Aires S.E. Other stock markets 2024-09-13			5-day change	1st Jan Change
4,755.00 ^ARS	+3.15%		+2.92%	+167.85%

08-22	Transcript : Banco BBVA Argentina S.A., Q2 2024 Earnings Call, Aug 22, 2024
08-21	Banco BBVA Argentina Q2 EPS Decreases	MT

92.AbcKcPTPaMw9rwwEG4MwxpKOXhvRLuLLFD__NvUqswQ.MthpQbaAKfRT41g1LuRp89b2EUqef4SjQnCrbpdNgFBGgXw4mqwitXPqXQ

Published financial data: BANCO BBVA ARGENTINA S.A.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2019	2020	2021	2022	2023
Interest Income On Loans	94.42B	119B	215B	629B	3,184B
Interest Income On Investments	-	-	-	-	-
Interest Income, Total	94.42B	119B	215B	629B	3,184B
Interest On Deposits	39.19B	41.1B	91.06B	290B	1,555B
Total Interest On Borrowings	-	-	-	-	-
Interest Expense, Total	39.19B	41.1B	91.06B	290B	1,555B
Net Interest Income	55.22B	77.86B	124B	339B	1,629B
Service Charges On Deposits	-	-	-	-	-
Gain (Loss) on Sale of Assets	-	-	-	456M	-
Gain (Loss) on Sale of Invest. & Securities - (Rev)	2.6B	-2.31B	-107M	1.81B	-11.66B
Total Other Non Interest Income	27.23B	34.09B	41.65B	92.19B	445B
Non Interest Income, Total	29.83B	31.78B	41.54B	94.45B	433B
Revenues Before Provison For Loan Losses	85.05B	110B	165B	434B	2,062B
Provision For Loan Losses	8.39B	9.93B	8.27B	19.48B	76.38B
Total Revenues	76.66B	99.71B	157B	414B	1,985B
Salaries And Other Employee Benefits	13.73B	20.24B	31.18B	67.98B	248B
Amort. of Goodwill & Intang. Assets	-	-	-	-	-
Occupancy Expense	2B	4.07B	5.58B	10.97B	28.68B
Federal Deposit Insurance	-	-	-	-	-
Selling General & Admin Expenses, Total	9B	14.33B	25.58B	53.68B	197B
(Income) Loss on Equity Invest.	-637M	-273M	41.85M	466M	-1.16B
Total Other Non Interest Expense	17.69B	37.66B	70.95B	216B	1,209B
Non Interest Expense, Total	41.79B	76.02B	133B	349B	1,681B
EBT, Excl. Unusual Items	34.87B	23.69B	23.79B	65.71B	305B
Restructuring Charges	-2.29B	-2.86B	-2.26B	-2.37B	-
Legal Settlements	-	-	-	-	-
Other Unusual Items	-	-169M	-443M	-1.48B	-2.54B
EBT, Incl. Unusual Items	32.57B	20.66B	21.08B	61.86B	302B
Income Tax Expense	1.22B	8.63B	-79.78M	3.92B	137B
Earnings From Continuing Operations	31.35B	12.03B	21.16B	57.93B	165B
Net Income to Company	31.35B	12.03B	21.16B	57.93B	165B
Minority Interest	-343M	12.46M	20.92M	881M	-397M
Net Income - (IS)	31.01B	12.04B	21.18B	58.81B	165B
Net Income to Common Incl Extra Items	31.01B	12.04B	21.18B	58.81B	165B
Net Income to Common Excl. Extra Items	31.01B	12.04B	21.18B	58.81B	165B
Per Share Items
Net EPS - Basic	50.61	19.66	34.57	95.99	268.55
Basic EPS - Continuing Operations	50.61	19.66	34.57	95.99	268.55
Basic Weighted Average Shares Outstanding	613M	613M	613M	613M	613M
Net EPS - Diluted	50.61	19.66	34.57	95.99	268.55
Diluted EPS - Continuing Operations	50.61	19.66	34.57	95.99	268.55
Diluted Weighted Average Shares Outstanding	613M	613M	613M	613M	613M
Normalized Basic EPS	35.01	24.18	24.3	68.46	310.03
Normalized Diluted EPS	35.01	24.18	24.3	68.46	310.03
Dividend Per Share	4.08	11.43	12.53	-	-
Payout Ratio	7.76	-	-	-	0.17
American Depositary Receipts Ratio (ADR)	3	3	3	3	3
Supplemental Items
Effective Tax Rate - (Ratio)	3.75	41.77	-0.38	6.34	45.39
Total Current Taxes	9B	11.84B	-7.23B	8.74B	234B
Total Deferred Taxes	-4.54B	-3.21B	7.15B	-4.82B	-96.96B
Normalized Net Income	21.45B	14.82B	14.89B	41.95B	190B

Fiscal Period: December	2019	2020	2021	2022	2023
Assets
Cash And Equivalents	48.76B	65.92B	76.36B	135B	783B
Investment Securities, Total	46.33B	171B	325B	701B	1,975B
Trading Asset Securities, Total	10.46B	11.47B	10.92B	37.25B	242B
Total investments	56.8B	183B	336B	739B	2,217B
Gross Loans	207B	293B	393B	738B	2,020B
Allowance For Loan Losses	-8.33B	-13.13B	-13.65B	-20.89B	-45.42B
Net Loans	198B	279B	379B	717B	1,975B
Gross Property Plant And Equipment	14.15B	42.93B	67.17B	131B	409B
Accumulated Depreciation	-2.65B	-9.16B	-16.25B	-34.7B	-110B
Net Property Plant And Equipment	11.51B	33.77B	50.92B	96.1B	298B
Goodwill	-	-	-	-	-
Other Intangibles, Total	589M	1.55B	3.68B	9.62B	-
Investment in Real Estate	507M	1.89B	2.8B	19.74B	60.15B
Accrued Interest Receivable	24.23M	57.1M	90.32M	223M	813M
Other Receivables	1.33B	7.22B	12.21B	24.1B	88.45B
Restricted Cash	108B	86.18B	142B	161B	360B
Other Current Assets, Total	5.46B	9.5B	9.43B	17.11B	57.36B
Deferred Tax Assets Long-Term (Collected)	6.19B	4.87B	876M	1.52B	2.85B
Other Real Estate Owned And Foreclosed	1.98M	15.92M	14.41M	26.34M	79.04M
Deferred Charges Long-Term	-	-	-	-	33.14B
Other Long-Term Assets, Total	3.25B	15.65B	17.34B	38.72B	249B
Total Assets	440B	689B	1,030B	1,959B	6,125B
Liabilities
Accrued Expenses, Total	5.43B	6.05B	11.44B	24.61B	95.14B
Interest Bearing Deposits	294B	478B	708B	1,314B	3,639B
Non-Interest Bearing Deposits	-	-	-	-	-
Total Deposits	294B	478B	708B	1,314B	3,639B
Short-Term Borrowings	3.19B	334M	1.74B	334M	2.15B
Current Portion of Long-Term Debt	-	-	-	191M	12.82B
Current Portion of Leases	83.73M	179M	227M	309M	1.22B
Long-Term Debt	30.44B	35.86B	57.96B	102B	309B
Long-Term Leases	2.43B	2.77B	2.69B	3.82B	22.29B
Current Income Taxes Payable	8.07B	3.72B	354M	7.25B	192B
Accrued Interest Payable	364M	-	-	-	-
Other Current Liabilities - (Bank / Utility Template)	6.86B	23.71B	41.79B	37.02B	157B
Unearned Revenue Non Current	384M	400M	368M	450M	1.7B
Pension & Other Post Retirement Benefits	306M	394M	555M	916M	3.19B
Deferred Tax Liability Non-Current	-	39.34M	8.21B	6.69B	23.42B
Other Non Current Liabilities	23.37B	32.53B	33.9B	95.09B	241B
Total Liabilities	375B	584B	868B	1,593B	4,700B
Common Stock, Total	613M	613M	613M	613M	613M
Additional Paid In Capital	6.74B	26.39B	39.83B	77.58B	6.74B
Retained Earnings	59.5B	56.9B	89.82B	234B	815B
Comprehensive Income and Other	-3.11B	18.72B	29.15B	48.5B	584B
Total Common Equity	63.75B	103B	159B	360B	1,406B
Minority Interest	1.57B	2.14B	3.21B	5.4B	17.97B
Total Equity	65.32B	105B	163B	366B	1,424B
Total Liabilities And Equity	440B	689B	1,030B	1,959B	6,125B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	613M	613M	613M	613M	613M
ECS Total Common Shares Outstanding	613M	613M	613M	613M	613M
Book Value / Share	104.05	167.48	260.17	588.34	2.29K
Tangible Book Value	63.16B	101B	156B	351B	1,406B
Tangible Book Value Per Share	103.09	164.95	254.17	572.64	2.29K
Total Debt	36.15B	39.15B	62.63B	107B	348B
Deposits at Interest - Cash	2.03B	3.69B	2.11B	17.42B	55.82B
Net Debt	-23.07B	-87.43B	-162B	-118B	-1,879B
Equity Method Investments, Total	968M	1.44B	2.05B	3.47B	12.37B
Full Time Employees	-	6.02K	5.42K	5.89K	6.01K
Part Time Employees	-	-	494	-	-
Number Of Offices	251	247	243	243	243

Fiscal Period: December	2019	2020	2021	2022	2023
Net Income	31.01B	12.04B	21.18B	58.81B	165B
Depreciation, Depletion & Amortization	1.71B	3.76B	5.33B	9.61B	24.15B
Amortization of Goodwill and Intangible Assets - (CF)	-	-	-	-	-
Total Depreciation, Depletion & Amortization	1.71B	3.76B	5.33B	9.61B	24.15B
Amortization of Deferred Charges, Total	293M	309M	216M	658M	3.73B
(Gain) Loss On Sale of Asset - (CF)	-2.64B	-	37.69M	704M	797M
(Gain) Loss on Sale of Investments - (CF)	-685M	-497M	1.18B	-4.39B	-
Provision for Credit Losses	8.39B	9.93B	8.27B	19.48B	76.38B
Change in Trading Asset Securities	-24.58B	-21.6B	-1.39B	-33.55B	-300B
Change in Other Net Operating Assets (Collected)	7.23B	-228B	-251B	-880B	-3,513B
Other Operating Activities	-27.95B	1.63B	62.65B	152B	490B
Cash from Operations	-7.23B	-223B	-154B	-677B	-3,054B
Capital Expenditure	-2.66B	-2.82B	-8.04B	-16.41B	-42.08B
Sale of Property, Plant, and Equipment	-	-	-	-	-
Cash Acquisitions	205M	-	-	-	-
Investment in Marketable and Equity Securities, Total	1.73B	-	-	-	-
Other Investing Activities, Total	824M	444M	545M	-10.74B	-847M
Cash from Investing	99.48M	-2.38B	-7.5B	-27.15B	-42.92B
Short Term Debt Issued, Total	-	-	-	-	-
Long-Term Debt Issued, Total	4.56B	5.46B	-	-	14.15B
Total Debt Issued	4.56B	5.46B	-	-	14.15B
Long-Term Debt Repaid, Total	-5.75B	-12.56B	-2.83B	-6.48B	-41.17B
Total Debt Repaid	-5.75B	-12.56B	-2.83B	-6.48B	-41.17B
Issuance of Common Stock	-	-	-	-	-
Common Dividends Paid	-2.41B	-	-	-	-278M
Common & Preferred Stock Dividends Paid	-2.41B	-	-	-	-278M
Net Increase (Decrease) in Deposit Accounts - (CF)	34.44B	209B	271B	787B	3,656B
Other Financing Activities, Total	6.74M	-3.03M	-2.53B	562M	678M
Cash from Financing	30.85B	202B	265B	781B	3,629B
Foreign Exchange Rate Adjustments	33.43B	10.47B	-23.03B	1.21B	573B
Miscellaneous Cash Flow Adjustments	-	-48.1B	-92.06B	-208B	-885B
Net Change in Cash	57.15B	-60.62B	-11.25B	-129B	220B
Supplemental Items
Cash Income Tax Paid (Refund)	1.41B	16.26B	3.76B	1.63B	7.06B
Net Debt Issued / Repaid	-1.19B	-7.1B	-2.83B	-6.48B	-27.01B

Fiscal Period: December	2019	2020	2021	2022	2023
Profitability
Return on Assets	7.89	1.85	2.05	2.92	2.7
Return On Equity %	60.35	11.57	13.26	16.97	12.87
Return on Common Equity	60.62	11.82	13.54	17.53	13.01
Shareholders Value Added	26.3B	1.61B	3.83B	20.04B	12.82B
Margin Analysis
SG&A Margin	30.65	36.51	37.41	30.41	22.78
Net Interest Income / Total Revenues %	72.04	78.08	78.82	81.91	82.04
EBT Excl. Non-Recurring Items Margin %	45.48	23.76	15.14	15.86	15.34
Income From Continuing Operations Margin %	40.9	12.07	13.47	13.98	8.31
Net Income Margin %	40.45	12.08	13.48	14.19	8.29
Net Avail. For Common Margin %	40.45	12.08	13.48	14.19	8.29
Normalized Net Income Margin	27.98	14.86	9.48	10.12	9.57
Asset quality
Nonperforming Loans / Total Loans %	3.57	1.44	1.91	1.17	1.75
Nonperforming Loans / Total Assets %	1.67	0.61	0.73	0.44	0.58
Nonperforming Assets / Total Assets %	1.67	0.61	0.73	0.44	0.58
NPAs / Loans and OREO	3.57	1.44	1.92	1.17	1.76
NPAs / Equity	11.28	4.03	4.62	2.36	2.49
Allowance for Credit Losses / Net Charge-offs %	266.45	-1.41K	-952.7	-	228.15
Allowance for Credit Losses / Nonperforming Loans %	113.05	311.95	181.89	242.22	128.26
Allowance for Credit Losses / Total Loans %	4.03	4.49	3.48	2.83	2.25
Provision for Loan Losses / Net Charge-offs %	268.54	-1.07K	-576.89	-	383.66
Capital And Funding
Total Average Common Equity / Total Average Assets %	12.87	15.63	15.12	16.92	20.69
Total Average Equity / Total Average Assets %	13.07	15.96	15.43	17.21	20.97
Total Equity + Allowance for Loan Losses / Total Loans %	34.88	39.56	44.08	51.69	71.86
Gross Loans / Total Deposits %	70.29	61.18	55.43	56.15	55.51
Net Loans / Total Deposits %	67.46	58.44	53.5	54.56	54.26
Total Capital Ratio %	-	-	-	-	-
Coverage Ratio	-	250.86	147.78	166.04	128.26
Interbank Ratio	114.03	522.36	1.21K	367.18	4.54K
Fixed Charges Coverage
EBT + Interest on Borrowings / Interest on Borrowings	-	-	-	-	-
EBT + Interest Expense / Interest Expense	1.83	1.5	1.23	1.21	1.19
Growth Over Prior Year
Net Interest Income, 1 Yr. Growth %	111.35	-14.14	5.38	40.71	54.1
Non Interest Income, 1 Yr. Growth %	114.15	-43.18	-9.32	16.72	47.19
Provision For Loan Losses, 1 Yr. Growth %	142.54	-46.04	-44.84	20.96	25.91
Total Revenues, 1 Yr. Growth %	109.47	-22.23	5.91	35.4	53.85
Earnings From Cont. Operations, 1 Yr. Growth %	223.04	-38.95	27.11	40.54	-8.58
Net Income, 1 Yr. Growth %	222.54	-38.9	27.09	42.53	-10.16
Normalized Net Income, 1 Yr. Growth %	173.13	-28.41	-29.15	45.42	45.42