Balance Sheet Ameriprise Financial, Inc.

Equities

AMP

US03076C1062

Investment Management & Fund Operators

Market Closed - Nyse Other stock markets 16:00:02 2025-12-05 EST			5-day change	1st Jan Change
477.06 ^USD	+0.62%		+4.68%	-10.40%

11-30	Wall St Week Ahead-Investors on watch for AI, economic updates as US stocks steady	RE
11-25	Advisor Team With Over $160 Million in Assets Joins Ameriprise Financial for Integrated Planning Capabilities and Service Support	CI

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Published financial data: AMERIPRISE FINANCIAL, INC.

Annual

Quarterly

Halfyear

YTD

LTM

Fiscal Period: December	2020	2021	2022	2023	2024
Revenues	10.42B	11.38B	12.38B	12.38B	13.76B
Interest And Invest. Income (Rev)	1.25B	1.68B	1.47B	3.21B	3.65B
Other Revenues, Total	283M	382M	491M	513M	516M
Total Revenues	11.96B	13.44B	14.35B	16.1B	17.93B
Cost of Goods Sold, Total	6.14B	5.86B	6.5B	6.67B	7.56B
Gross Profit	5.82B	7.59B	7.84B	9.42B	10.36B
Selling General & Admin Expenses, Total	3.12B	3.4B	3.67B	3.81B	3.9B
Other Operating Expenses, Total	3.12B	3.4B	3.67B	3.81B	3.9B
Operating Income	2.7B	4.18B	4.17B	5.61B	6.46B
Interest Expense, Total	-865M	-803M	-939M	-1.54B	-1.61B
Net Interest Expenses	-865M	-803M	-939M	-1.54B	-1.61B
Other Non Operating Income (Expenses)	-	-	-	-778M	-584M
EBT, Excl. Unusual Items	1.84B	3.38B	3.23B	3.3B	4.27B
Merger & Related Restructuring Charges	-4M	-32M	-50M	-62M	-
Gain (Loss) On Sale Of Assets	-	-	-	-	-
Legal Settlements	-	-	-	-	-
EBT, Incl. Unusual Items	1.83B	3.35B	3.18B	3.23B	4.27B
Income Tax Expense	297M	590M	623M	678M	866M
Earnings From Continuing Operations	1.53B	2.76B	2.56B	2.56B	3.4B
Net Income to Company	1.53B	2.76B	2.56B	2.56B	3.4B
Minority Interest	-	-	-	-	-
Net Income - (IS)	1.53B	2.76B	2.56B	2.56B	3.4B
Net Income to Common Incl Extra Items	1.53B	2.76B	2.56B	2.56B	3.4B
Net Income to Common Excl. Extra Items	1.53B	2.76B	2.56B	2.56B	3.4B
Per Share Items
Net EPS - Basic	12.39	23.53	22.99	24.18	33.67
Basic EPS - Continuing Operations	12.39	23.53	22.99	24.18	33.67
Basic Weighted Average Shares Outstanding	124M	117M	111M	106M	101M
Net EPS - Diluted	12.2	23	22.51	23.71	33.05
Diluted EPS - Continuing Operations	12.2	23	22.51	23.71	33.05
Diluted Weighted Average Shares Outstanding	126M	120M	114M	108M	103M
Normalized Basic EPS	9.26	18.02	18.15	19.49	26.4
Normalized Diluted EPS	9.12	17.61	17.77	19.11	25.92
Dividend Per Share	4.09	4.43	4.88	5.3	5.79
Payout Ratio	32.4	18.51	20.87	21.52	16.88
American Depositary Receipts Ratio (ADR)	0.25	0.25	0.25	0.25	0.25
Supplemental Items
EBITDA	2.91B	4.28B	4.27B	-	-
EBITA	2.73B	4.22B	4.22B	5.66B	6.51B
EBIT	2.7B	4.18B	4.17B	5.61B	6.46B
EBITDAR	2.96B	4.34B	4.33B	-	-
Total Revenues (As Reported)	11.96B	13.44B	14.35B	16.1B	17.93B
Effective Tax Rate - (Ratio)	16.22	17.61	19.58	20.96	20.3
Current Domestic Taxes	590M	630M	602M	642M	720M
Current Foreign Taxes	28M	47M	25M	18M	21M
Total Current Taxes	618M	677M	627M	660M	741M
Deferred Domestic Taxes	-325M	-65M	2M	31M	135M
Deferred Foreign Taxes	4M	-22M	-6M	-13M	-10M
Total Deferred Taxes	-321M	-87M	-4M	18M	125M
Normalized Net Income	1.15B	2.11B	2.02B	2.06B	2.67B
Interest Capitalized	-	-	-	-	-
Interest on Long-Term Debt	2M	2M	1M	1M	1M
Non-Cash Pension Expense	-6M	-10M	-11M	-9M	-13M
Supplemental Operating Expense Items
General and Administrative Expenses	3.06B	3.35B	3.61B	3.75B	3.84B
Net Rental Expense, Total	57M	57M	61M	55M	61M
Imputed Operating Lease Interest Expense	98.88M	93.17M	122M	171M	198M
Imputed Operating Lease Depreciation	-41.88M	-36.17M	-60.63M	-116M	-137M
Stock-Based Comp., G&A Exp. (Total)	-	244M	214M	249M	251M
Stock-Based Comp., Other (Total)	213M	-	-	-	-
Total Stock-Based Compensation	213M	244M	214M	249M	251M

Fiscal Period: December	2020	2021	2022	2023	2024
Assets
Cash And Equivalents	6.75B	7.13B	6.96B	7.48B	8.15B
Trading Asset Securities, Total	1.76B	1.25B	267M	185M	-
Total Cash And Short Term Investments	8.51B	8.38B	7.23B	7.66B	8.15B
Accounts Receivable, Total	7.82B	16.2B	15.78B	15.08B	14.47B
Total Receivables	7.82B	16.2B	15.78B	15.08B	14.47B
Restricted Cash	2.56B	2.8B	2.23B	1.06B	967M
Other Current Assets, Total	4.22B	4.46B	2.91B	5.18B	9.46B
Total Current Assets	23.11B	31.84B	28.14B	28.97B	33.05B
Gross Property Plant And Equipment	2.76B	2.92B	2.83B	2.86B	2.99B
Accumulated Depreciation	-1.9B	-2B	-1.9B	-1.9B	-2B
Net Property Plant And Equipment	861M	919M	926M	958M	987M
Long-term Investments	37.43B	32.71B	41.22B	53.99B	54.92B
Goodwill	1.18B	1.46B	1.39B	1.41B	1.4B
Other Intangibles, Total	817M	1.11B	1.1B	1.21B	1.17B
Deferred Tax Assets Long-Term	880M	1.09B	1.7B	1.43B	1.33B
Deferred Charges Long-Term	2.84B	3.1B	3.47B	2.85B	2.82B
Other Long-Term Assets, Total	98.77B	104B	80.52B	84.38B	85.72B
Total Assets	166B	176B	158B	175B	181B
Liabilities
Accounts Payable, Total	2B	2.53B	2.24B	2.6B	2.7B
Accrued Expenses, Total	10M	5M	12M	-	-
Short-term Borrowings	200M	200M	201M	201M	201M
Current Portion of Long-Term Debt	734M	468M	1.1B	855M	824M
Current Portion of Leases	73M	79M	80M	79M	81M
Other Current Liabilities	6.96B	6.61B	3.65B	5.52B	8.9B
Total Current Liabilities	9.97B	9.89B	7.29B	9.26B	12.7B
Long-Term Debt	2.79B	2.79B	2.04B	2.83B	2.33B
Long-Term Leases	225M	302M	267M	266M	241M
Unearned Revenue Non Current	146M	157M	160M	168M	181M
Other Non Current Liabilities	147B	157B	145B	158B	161B
Total Liabilities	160B	170B	155B	170B	176B
Common Stock, Total	3M	3M	3M	3M	3M
Additional Paid In Capital	8.82B	9.22B	9.52B	9.82B	10.14B
Retained Earnings	15.29B	17.52B	19.53B	21.9B	24.71B
Treasury Stock	-18.88B	-21.07B	-23.09B	-25.24B	-27.72B
Comprehensive Income and Other	629M	3M	-2.35B	-1.77B	-1.91B
Total Common Equity	5.87B	5.68B	3.61B	4.73B	5.23B
Minority Interest	-	-	-	-	-
Total Equity	5.87B	5.68B	3.61B	4.73B	5.23B
Total Liabilities And Equity	166B	176B	158B	175B	181B
Supplemental Items
ECS Total Shares Outstanding on Filing Date	117M	111M	105M	100M	96.12M
ECS Total Common Shares Outstanding	117M	111M	105M	100M	96.17M
Book Value / Share	50.25	51.28	34.32	47.21	54.36
Tangible Book Value	3.87B	3.12B	1.13B	2.11B	2.66B
Tangible Book Value Per Share	33.18	28.12	10.71	21.02	27.62
Total Debt	4.02B	3.84B	3.69B	4.23B	3.68B
Net Debt	-4.49B	-4.54B	-3.54B	-3.43B	-4.47B
Debt Equivalent of Unfunded Proj. Benefit Obligation	366M	232M	114M	63M	12M
Debt Equivalent Oper. Leases	456M	456M	488M	440M	488M
Minority Interest, Total (Incl. Fin. Div)	-	-	-	-	-
Account Code - Inventory Valuation	3	3	3	3	3
Full Time Employees	12.3K	12K	13.5K	13.8K	13.6K
Accumulated Allowance for Doubtful Accounts (Supple)	49M	55M	75M	81M	69M

Fiscal Period: December	2020	2021	2022	2023	2024
Net Income	1.53B	2.76B	2.56B	2.56B	3.4B
Depreciation & Amortization - CF	176M	64M	-85M	-206M	-215M
Amortization of Goodwill and Intangible Assets - (CF)	31M	34M	45M	52M	56M
Depreciation & Amortization, Total	207M	98M	-40M	-154M	-159M
(Gain) Loss From Sale Of Asset	-	-	-	-	-
(Gain) Loss on Sale of Investments - (CF)	-25M	-647M	32M	61M	-5M
Asset Writedown & Restructuring Costs	24M	4M	98M	-16M	9M
Provision for Credit Losses	-	-	-	-	-
(Income) Loss On Equity Investments - (CF)	66M	75M	36M	27M	19M
Stock-Based Compensation (CF)	146M	152M	170M	187M	193M
Other Operating Activities, Total	-321M	-87M	-4M	18M	125M
Change In Accounts Receivable	-648M	-520M	44M	276M	215M
Change In Accounts Payable	129M	300M	-219M	354M	105M
Change In Income Taxes	25M	-308M	116M	-387M	200M
Change In Deferred Taxes	334M	4M	4M	-	-
Change in Other Net Operating Assets	3.15B	1.49B	1.61B	1.76B	2.49B
Cash from Operations	4.62B	3.32B	4.41B	4.68B	6.6B
Capital Expenditure	-147M	-120M	-182M	-184M	-176M
Cash Acquisitions	-	-576M	34M	-	-
Divestitures	-	-	-	-	-
Investment in Marketable and Equity Securities, Total	-2.7B	-3.14B	-13.46B	-9.48B	-555M
Net (Increase) Decrease in Loans Originated / Sold - Investing	52M	36M	-38M	-132M	-238M
Other Investing Activities, Total	-99M	-579M	59M	539M	418M
Cash from Investing	-2.89B	-4.38B	-13.58B	-9.26B	-551M
Long-Term Debt Issued, Total	878M	1.76B	836M	1.34B	1.27B
Total Debt Issued	878M	1.76B	836M	1.34B	1.27B
Short Term Debt Repaid, Total	-	-	-	-	-
Long-Term Debt Repaid, Total	-836M	-1.15B	-514M	-1.04B	-1.56B
Total Debt Repaid	-836M	-1.15B	-514M	-1.04B	-1.56B
Issuance of Common Stock	3M	1M	-	-	-
Repurchase of Common Stock	-1.44B	-2.03B	-1.98B	-2.13B	-2.45B
Common Dividends Paid	-497M	-511M	-534M	-550M	-574M
Common & Preferred Stock Dividends Paid	-497M	-511M	-534M	-550M	-574M
Other Financing Activities, Total	2.84B	3.65B	10.62B	6.79B	-1.85B
Cash from Financing	952M	1.72B	8.43B	4.41B	-5.16B
Foreign Exchange Rate Adjustments	9M	-2M	-68M	31M	-10M
Net Change in Cash	2.69B	666M	-814M	-135M	869M
Supplemental Items
Cash Interest Paid	223M	203M	227M	859M	1.01B
Cash Income Tax Paid (Refund)	236M	986M	500M	1.04B	496M
Levered Free Cash Flow	1.69B	-6.34B	1.32B	4.15B	2.84B
Unlevered Free Cash Flow	2.23B	-5.84B	1.9B	5.11B	3.84B
Change In Net Working Capital	-269M	8.68B	695M	-1.69B	111M
Net Debt Issued / Repaid	42M	609M	322M	300M	-292M

Fiscal Period: December	2020	2021	2022	2023	2024
Profitability
Return on Assets	1.06	1.53	1.56	2.1	2.26
Return on Total Capital	17.24	26.95	30.51	42.64	45.18
Return On Equity %	26.46	47.78	53.57	59.92	68.31
Return on Common Equity	26.46	47.78	53.57	59.92	68.31
Margin Analysis
Gross Profit Margin %	48.64	56.45	54.67	58.54	57.8
SG&A Margin	26.06	25.31	25.6	23.66	21.77
EBITDA Margin %	24.31	31.86	29.76	-	-
EBITA Margin %	22.84	31.38	29.39	35.2	36.34
EBIT Margin %	22.58	31.13	29.07	34.87	36.03
Income From Continuing Operations Margin %	12.83	20.53	17.84	15.88	18.97
Net Income Margin %	12.83	20.53	17.84	15.88	18.97
Net Avail. For Common Margin %	12.83	20.53	17.84	15.88	18.97
Normalized Net Income Margin	9.59	15.72	14.08	12.8	14.88
Levered Free Cash Flow Margin	14.12	-47.18	9.18	25.75	15.83
Unlevered Free Cash Flow Margin	18.64	-43.45	13.27	31.73	21.43
Asset Turnover
Asset Turnover	0.08	0.08	0.09	0.1	0.1
Fixed Assets Turnover	13.76	15.1	15.55	17.09	18.43
Receivables Turnover (Average Receivables)	1.39	0.95	0.77	0.81	0.93
Short Term Liquidity
Current Ratio	2.32	3.22	3.86	3.13	2.6
Quick Ratio	1.64	2.49	3.15	2.46	1.78
Operating Cash Flow to Current Liabilities	0.46	0.34	0.6	0.51	0.52
Days Sales Outstanding (Average Receivables)	263.7	385.34	471.42	452.28	392.94
Average Days Payable Outstanding	115.66	141.04	133.84	132.49	128.38
Long Term Solvency
Total Debt/Equity	68.5	67.56	102.24	89.45	70.39
Total Debt / Total Capital	40.65	40.32	50.55	47.22	41.31
LT Debt/Equity	51.34	54.42	63.88	65.45	49.23
Long-Term Debt / Total Capital	30.47	32.48	31.59	34.55	28.9
Total Liabilities / Total Assets	96.46	96.77	97.72	97.3	97.12
EBIT / Interest Expense	3.12	5.21	4.44	3.65	4.02
EBITDA / Interest Expense	3.43	5.4	4.61	3.68	4.06
(EBITDA - Capex) / Interest Expense	3.26	5.26	4.42	3.56	3.95
Total Debt / EBITDA	1.36	0.89	0.85	0.75	0.56
Net Debt / EBITDA	-1.51	-1.05	-0.82	-0.61	-0.69
Total Debt / (EBITDA - Capex)	1.43	0.91	0.89	0.77	0.58
Net Debt / (EBITDA - Capex)	-1.59	-1.08	-0.85	-0.63	-0.7
Growth Over Prior Year
Total Revenues, 1 Yr. Growth %	-7.18	12.42	6.72	12.29	11.37
Gross Profit, 1 Yr. Growth %	-7.95	30.47	3.37	5.81	9.97
EBITDA, 1 Yr. Growth %	-9.94	47.33	-0.33	-	-
EBITA, 1 Yr. Growth %	-11.39	54.49	-0.07	7.35	14.99
EBIT, 1 Yr. Growth %	-11.33	55	-0.33	7.28	15.05
Earnings From Cont. Operations, 1 Yr. Growth %	-18.96	79.92	-7.28	-18.83	33.06
Net Income, 1 Yr. Growth %	-18.96	79.92	-7.28	-18.83	33.06
Normalized Net Income, 1 Yr. Growth %	-9.43	84.31	-4.44	-17.21	29.46
Diluted EPS Before Extra, 1 Yr. Growth %	-12.36	88.52	-2.13	-14.4	39.39
Accounts Receivable, 1 Yr. Growth %	8.57	107.25	-2.63	-3.32	-4.02
Net Property, Plant and Equip., 1 Yr. Growth %	-1.82	6.74	0.76	3.46	3.03
Total Assets, 1 Yr. Growth %	9.26	6.09	-9.92	10.29	3.55
Tangible Book Value, 1 Yr. Growth %	3.61	-19.54	-66.56	59.79	26.12
Common Equity, 1 Yr. Growth %	2.41	-3.1	-39.19	24.35	10.55
Cash From Operations, 1 Yr. Growth %	97.48	-28.08	32.54	6.31	40.77
Capital Expenditures, 1 Yr. Growth %	2.8	-18.37	51.67	1.1	-4.35
Levered Free Cash Flow, 1 Yr. Growth %	7.28	-476.2	-120.78	95.98	-31.41
Unlevered Free Cash Flow, 1 Yr. Growth %	0.83	-362.31	-132.63	89.01	-24.65
Dividend Per Share, 1 Yr. Growth %	7.35	8.31	10.16	8.61	9.25
Compound Annual Growth Rate Over Two Years
Total Revenues, 2 Yr. CAGR %	-3.81	2.12	9.53	9.64	11.83
Gross Profit, 2 Yr. CAGR %	-6.57	9.53	16.13	6.82	7.87
EBITDA, 2 Yr. CAGR %	-11.47	15.06	21.18	-	-
EBITA, 2 Yr. CAGR %	-12.18	16.87	24.25	7.64	11.1
EBIT, 2 Yr. CAGR %	-12.31	17.1	24.29	7.52	11.1
Earnings From Cont. Operations, 2 Yr. CAGR %	-14.49	20.75	29.16	-13.51	3.92
Net Income, 2 Yr. CAGR %	-14.49	20.75	29.16	-13.51	3.92
Normalized Net Income, 2 Yr. CAGR %	-14.38	28.98	32.71	-11.59	3.53
Diluted EPS Before Extra, 2 Yr. CAGR %	-7.31	28.54	35.83	-8.76	9.23
Accounts Receivable, 2 Yr. CAGR %	12.55	50	42.06	-3.54	-3.67
Net Property, Plant and Equip., 2 Yr. CAGR %	16.44	2.37	3.71	2.1	3.24
Total Assets, 2 Yr. CAGR %	9.95	7.66	-2.26	-0.2	6.86
Tangible Book Value, 2 Yr. CAGR %	-16.74	-8.7	-46.04	-20.98	41.96
Common Equity, 2 Yr. CAGR %	2.47	-0.38	-21.53	-10.78	17.25
Cash From Operations, 2 Yr. CAGR %	33.42	19.18	-2.36	18.7	22.33
Capital Expenditures, 2 Yr. CAGR %	-4.74	-8.39	11.27	23.83	-1.66
Levered Free Cash Flow, 2 Yr. CAGR %	-3.81	100.44	-11.61	-16.31	15.81
Unlevered Free Cash Flow, 2 Yr. CAGR %	-4.71	62.36	-7.53	-2.9	19.23
Dividend Per Share, 2 Yr. CAGR %	7.64	7.83	9.23	9.38	8.93
Compound Annual Growth Rate Over Three Years
Total Revenues, 3 Yr. CAGR %	-0.61	1.32	3.63	10.41	10.22
Gross Profit, 3 Yr. CAGR %	-2.54	4.43	7.44	17.45	7.86
EBITDA, 3 Yr. CAGR %	-4.7	4.91	9.69	-	-
EBITA, 3 Yr. CAGR %	-4.67	6.01	10.92	27.53	10.04
EBIT, 3 Yr. CAGR %	-4.76	6.03	10.97	27.63	9.98
Earnings From Cont. Operations, 3 Yr. CAGR %	1.2	9.57	10.57	18.55	-0.16
Net Income, 3 Yr. CAGR %	1.2	9.57	10.57	18.55	-0.16
Normalized Net Income, 3 Yr. CAGR %	-6.07	10.55	16.71	21.56	0.39
Diluted EPS Before Extra, 3 Yr. CAGR %	8.93	17.44	17.38	24.79	5.09
Accounts Receivable, 3 Yr. CAGR %	10.71	37.95	29.88	24.47	-3.7
Net Property, Plant and Equip., 3 Yr. CAGR %	11.21	13.11	1.83	3.62	2.41
Total Assets, 3 Yr. CAGR %	4	8.65	1.44	1.84	1.03
Tangible Book Value, 3 Yr. CAGR %	-13.54	-17.68	-32.93	-18.39	-7.66
Common Equity, 3 Yr. CAGR %	-0.72	0.58	-14.24	-6.94	-4.17
Cash From Operations, 3 Yr. CAGR %	44.79	8.59	23.48	0.44	25.64
Capital Expenditures, 3 Yr. CAGR %	-3.19	-9.52	8.37	7.77	13.62
Levered Free Cash Flow, 3 Yr. CAGR %	18.12	51.46	-5.86	34.97	-21.74
Unlevered Free Cash Flow, 3 Yr. CAGR %	11.83	33.49	-4.93	31.88	-10.82
Dividend Per Share, 3 Yr. CAGR %	8.08	7.86	8.6	9.02	9.33
Compound Annual Growth Rate Over Five Years
Total Revenues, 5 Yr. CAGR %	-0.39	2.57	3.33	4.49	6.82
Gross Profit, 5 Yr. CAGR %	-1.59	6.35	4.54	7.18	10.37
EBITDA, 5 Yr. CAGR %	-3.5	9.15	4.91	-	-
EBITA, 5 Yr. CAGR %	-3.47	10.64	5.99	9.85	16.09
EBIT, 5 Yr. CAGR %	-3.49	10.7	5.94	9.84	16.17
Earnings From Cont. Operations, 5 Yr. CAGR %	-1.88	16.02	11.57	4.03	12.43
Net Income, 5 Yr. CAGR %	-0.36	16.02	11.57	4.03	12.43
Normalized Net Income, 5 Yr. CAGR %	-1.11	15.95	7.86	5.66	15.98
Diluted EPS Before Extra, 5 Yr. CAGR %	7.55	24.11	18.98	10.8	18.88
Accounts Receivable, 5 Yr. CAGR %	8.64	25.05	22.32	19.56	14.98
Net Property, Plant and Equip., 5 Yr. CAGR %	3.53	8.65	8.15	8.57	2.39
Total Assets, 5 Yr. CAGR %	2.68	4.71	1.45	5.01	3.62
Tangible Book Value, 5 Yr. CAGR %	-11.64	-13.11	-28.4	-17.73	-6.61
Common Equity, 5 Yr. CAGR %	-3.99	-2.01	-9.63	-3.28	-1.81
Cash From Operations, 5 Yr. CAGR %	11.43	7.36	23.68	12.52	23.02
Capital Expenditures, 5 Yr. CAGR %	2.02	5.46	2.36	2.58	4.24
Levered Free Cash Flow, 5 Yr. CAGR %	6.33	38.99	5.15	17.83	12.44
Unlevered Free Cash Flow, 5 Yr. CAGR %	3.03	26.72	3.62	15.77	11.63
Dividend Per Share, 5 Yr. CAGR %	9.57	8.69	8.54	8.47	8.73