Business Segments Agricultural Bank of China Limited

Equities

1288

CNE100000Q43

Banks

Market Closed - Hong Kong S.E. Other stock markets 03:08:09 2026-02-13 EST			5-day change	1st Jan Change
5.410 ^HKD	-2.35%		-1.64%	-6.40%

02-13	Agricultural Bank of China Limited Announces Appointment of Wang Zhiheng as Chief Compliance Officer and Committee Changes, Effective February 13, 2026	CI
02-12	Puer Lancang Ancient Tea to borrow RMB45.8 mln from Agricultural Bank of China	RE

Sales 2024 by Business Segment

Sales 2024 by Geography

Historical Breakdown of Revenue by Business Segments

Operating Income: Breakdown by Business Segment

Breakdown by Business Segment (CNY)

Fiscal Period: December	2020	2021	2022	2023	2024
Diversified Commercial Banks
Personal Banking	240B	269B	310B	323B	311B
Total Assets	6,372B	7,110B	7,512B	8,026B	8,740B
Interest Expense	-194B	-211B	-239B	-271B	-277B
CAPEX	-12.71B	-13.91B	-11.2B	-11.48B	-10.42B
EBT	139B	156B	186B	193B	174B
D&A	11.21B	10.48B	10.99B	11.55B	12.4B
Operating Income	-	-	186B	193B	174B
Corporate Banking	149B	159B	176B	171B	235B
Total Assets	8,618B	9,540B	11,695B	13,959B	15,500B
Interest Expense	-120B	-130B	-161B	-218B	-207B
CAPEX	-4.08B	-5.93B	-4.84B	-4.48B	-3.96B
EBT	77.52B	76.24B	89.51B	89.05B	150B
D&A	4.4B	5.23B	5.71B	5.52B	5.94B
Operating Income	-	-	89.51B	89.05B	150B
Investment Funds
Others	42.18B	47.12B	47.78B	19.96B	23.16B
Total Assets	495B	392B	408B	470B	533B
Interest Expense	-3.02B	-3.4B	-3.06B	-5.24B	-5.73B
CAPEX	-1.45B	-1.59B	-2.4B	-4.62B	-4.18B
EBT	10.18B	11.37B	7.65B	9.23B	12.02B
D&A	401M	453M	509M	331M	305M
Operating Income	-	-	7.58B	9.04B	11.95B
Investment Banking
Treasury Operations	63.47B	81.38B	47.25B	45.4B	11.24B
Total Assets	11,586B	11,884B	14,163B	17,257B	18,317B
Interest Expense	-68.42B	-86.18B	-115B	-159B	-205B
CAPEX	-4.49B	-5.51B	-4.42B	-4.9B	-4.22B
EBT	38.77B	52.2B	23B	16.13B	-17.21B
D&A	3.54B	3.63B	3.66B	4.22B	4.22B
Operating Income	-	-	23B	16.13B	-17.21B
Total Assets	133B	143B	150B	161B	148B

Geographical Revenue Distribution History

Geographical breakdown of sales (CNY)

Fiscal Period: December	2020	2021	2022	2023	2024
Yangtze River Delta	102B	111B	143B	129B	160B
Total Assets	5,699B	6,246B	7,213B	8,474B	8,769B
Interest Expense	-81.91B	-93.36B	-113B	-142B	-142B
D&A	3.17B	3.19B	3.24B	3.32B	3.31B
CAPEX	-2.94B	-2.56B	-1.66B	-4.4B	-3.1B
EBT	68.64B	72.3B	102B	85.8B	116B
Operating Income	68.64B	72.3B	102B	85.8B	116B
Western China	102B	121B	89.6B	126B	134B
Total Assets	5,232B	5,616B	6,386B	7,200B	7,760B
Interest Expense	-57.81B	-66.73B	-76.64B	-88.6B	-90.03B
D&A	4.15B	4.26B	4.37B	4.33B	4.5B
CAPEX	-4.61B	-5.77B	-4.67B	-4.32B	-4.17B
EBT	54.34B	67.66B	33.22B	68.59B	74.69B
Operating Income	54.34B	67.66B	33.22B	68.59B	74.69B
Central China	67.76B	76.82B	90.99B	98.28B	104B
Total Assets	3,917B	4,262B	4,954B	5,829B	6,359B
Interest Expense	-50.04B	-59.17B	-69.37B	-82.36B	-85.84B
D&A	3.08B	3.12B	3.32B	3.56B	3.66B
CAPEX	-3.67B	-4.01B	-3.81B	-2.77B	-2.21B
EBT	34.41B	38.38B	49.8B	55.49B	58.96B
Operating Income	34.41B	38.38B	49.8B	55.49B	58.96B
Bohai Rim	64.3B	66.16B	96.77B	91.5B	97.98B
Total Assets	4,677B	5,145B	6,166B	7,096B	7,291B
Interest Expense	-61.18B	-71.23B	-83.04B	-96.13B	-98.89B
D&A	3.36B	3.11B	3.24B	3.31B	3.41B
CAPEX	-2.54B	-4.14B	-2.51B	-1.75B	-1.8B
EBT	35.46B	33.63B	62.36B	56.11B	60.96B
Operating Income	35.46B	33.63B	62.36B	56.11B	60.96B
Pearl River Delta	79.26B	85.5B	93B	83.35B	94.04B
Total Assets	3,443B	3,778B	4,497B	5,519B	6,026B
Interest Expense	-40.59B	-48.99B	-61.9B	-85.09B	-89.19B
D&A	2.57B	2.55B	2.64B	2.42B	2.43B
CAPEX	-2.94B	-3.64B	-1.56B	-1.13B	-990M
EBT	54.47B	57.58B	63.26B	52.6B	62.98B
Operating Income	54.47B	57.58B	63.26B	52.6B	62.98B
Overseas and Others	41.37B	49.67B	50.97B	23.65B	27.69B
Total Assets	1,207B	1,158B	1,243B	1,324B	1,495B
Interest Expense	-13.84B	-8.03B	-16.61B	-41.77B	-47.81B
D&A	452M	515M	521M	276M	211M
CAPEX	-1.93B	-2.16B	-2.4B	-4.62B	-4.17B
EBT	8.41B	13.17B	10.09B	13.14B	16.75B
Operating Income	7.89B	12.82B	10.08B	13.01B	16.8B
Northeastern China	16.53B	20.31B	19.95B	21.62B	23.36B
Total Assets	1,176B	1,293B	1,471B	1,702B	1,923B
Interest Expense	-17.57B	-20.38B	-22.68B	-25.61B	-26.91B
D&A	1.2B	1.19B	1.19B	1.2B	1.19B
CAPEX	-1.66B	-969M	-734M	-601M	-565M
EBT	3.1B	5.86B	5.08B	6.43B	7.89B
Operating Income	3.1B	5.86B	5.08B	6.43B	7.89B
Corporate	-	-	-	-	-
Interest Expense	-	-	-	-	-
D&A	-	-	-	-	-
Total Assets	-	-	-	-	-
CAPEX	-	-	-	-	-
EBT	-	-	-	-	-
Head Office	21.85B	25.46B	-3.99B	-13.31B	-60.71B
Total Assets	5,956B	5,349B	6,499B	7,559B	8,978B
Interest Expense	-62.9B	-62.14B	-74.89B	-90.2B	-115B
D&A	1.57B	1.87B	2.34B	3.19B	4.16B
CAPEX	-2.44B	-3.68B	-5.52B	-5.9B	-5.79B
EBT	6.23B	7.3B	-19.31B	-30.74B	-78.9B
Operating Income	6.22B	7.24B	-19.37B	-30.8B	-79.02B
Total Assets	-4,236B	-3,921B	-4,651B	-4,992B	-5,511B
Total Assets	133B	143B	150B	161B	148B